Collection Agencies: What Do They Do?

Collection agencies are businesses that collect past-due bills and accounts receivable for other persons or businesses in exchange for a fee. Collection agencies charge for their services one of three ways:

1) A flat fee.

2) A percentage of what is collected.

3) Through a direct sale of the delinquent accounts.

If you are trying to collect a small or medium sized debt, using collection agencies that charge a flat fee are probably your best option - collection agencies that charge a flat fee work just as hard to collect a small debt as they do to collect a large debt.

If you have just a few large unpaid receivables, working with collection agencies that charge a percent of the total debt collected is a wise choice. (usually 25 to 50 percent).

The third option, selling your uncollected receivables at a discount to certain collection agencies is advisable only if you have a very large amount of debt - usually $1 million or more. The selling price is typically a minuscule 2 to 8 cents on the dollar.

Most collection agencies use one of three tactics to collect debt:

1) Letters.

2) Direct contact via the telephone.

3) Litigation.

Typically, collection agencies begin the collection process by sending a series of notification letters, often called demand letters. The final notification letter generally warns the debt dodger that if the past-due account is not paid by a certain date, his or her name or company will passed on to more intensive collections.

Many collection agencies also pay their staff to phone the debtor directly. This direct contact is most useful in turning up the heat on debtors who have identified themselves as having no intention to pay their bill.

Litigation - in small claims court or a full-scale courtroom - is a final option.

Besides sending out letters and making phone calls, some collection agencies also specialize in locating debtors who can no longer be reached at the address or phone number listed on their accounts. To determine whether certain collection agencies offer this service, ask them about their "skip tracing" abilities.

Collection Agency Outsourcing - Outsourcing accounts receivable to a professional collection agency has become a popular alternative to attempting to collect receivables in-house.

In The News:
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seattlepi.nwsource.com/business/1310ap_end_of_easy_credit.htmlcid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNEK3Scp7zh7OtWu1xJ7Y-JqTRCIKAimg src=http://news.google.com/news?imgefp=Ah_3ZtguZMoJimgurl=seattlepi.nwsource.com/dayart/aponline/44563.85AMERICANS-DEBT.sff.jpg width=80 height=63 alt= border=1brfont size=-2Seattle Post Intelligencer/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5ixd-MpE9eW2GcjDKm2I5_MuSbgWQD93P4UI81cid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHM9XWzN9KfezAC-CSiNGuKNMSkJgIs the era of easy bcredit/b over for the long haul?/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1For Clark, and for a nation of consumers heavily dependent on bcredit/b, there are growing signs that those rough times could prove to be more than just a b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.prweb.com/releases/economic/crisis/prweb1456984.htmcid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGeMnknR-4uf0MVdZ74dF0ufp5DhQbCredit/b Card Charge-Off Collapse - the Next Economic Crisis/a font size=-1 color=#6f6f6fnobrPR Web (press release)/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.miamiherald.com/business/story/722725.htmlcid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF3kAdJX5xUSbHcnQ4EwUdLR1goSATighter bcredit/b card limits add to woes/a font size=-1 color=#6f6f6fnobrMiamiHerald.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.businessweek.com/magazine/content/08_42/b4104024799703.htmcid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFa0gSRCQ0JRhEwlQVN3-SA8CPijgThe Next Meltdown: bCredit/b-Card Debt/a font size=-1 color=#6f6f6fnobrBusinessWeek/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.wthr.com/Global/story.asp%3FS%3D9162495cid=1256948565ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFf5VnE3BMPyNgUIn3sqUmNrgqFAQnobrWTHR/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256948565hl=ennobrall 126 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.indianexpress.com/news/To-ease-credit-crunch--Europe-to-guarantee-bank-debt/372605cid=1256900115ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHxL3beFwIlRb0gtNGDD6Upztji8wTo ease bcredit/b crunch, Europe to guarantee bank debt/abrfont size=-1font color=#6f6f6fIndian Express,nbsp;Indianbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1b.../b guarantee future bank debt to encourage lending and ease the bcredit/b crunch, according to a draft statement under discussion by European leaders Sunday. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.rightsideadvisors.com/public/commentary.go/rsa/commentary/blog/20081012_155406_msg.html/The-Euro-Solution-to-The-Great-Credit-Crunch--Guarantee-New-Bank-Debt.htmlcid=1256900115ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHVLOD1CmAYXBhqh62QVr3MHwJyRgThe Euro Solution to “The Great bCredit/b Crunch” – Guarantee New b.../b/a font size=-1 color=#6f6f6fnobrRightSide Advisors/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5j4KYcCshLfvbnEu07okTEOOmJSrQD93P2TCG0cid=1256900115ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHqhr9hxRrmatHBoqniNPSXcyHF4wDraft: Europe would guarantee inter-bank loans/a font size=-1 color=#6f6f6fnobrThe Associated Press/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256900115hl=ennobrall 161 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/asiaDealsNews/idUSTRE49B1YH20081012cid=1256869615ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNEWOhGnTiCQW92jBfB8WlApPYut9AFed#39;s Fisher: Open to all options to restore bcredit/b/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1By Mark Felsenthal WASHINGTON (Reuters) - The US Federal Reserve will consider all options in seeking to stabilize bcredit/b markets in a period that may bring b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.allheadlinenews.com/articles/7012625392cid=1256869615ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF0bu20shebTlB4LZ3TSf4KaXQ18AFed Will Seek Different Tools To Restore Economy, Dallas Fed Chief b.../b/a font size=-1 color=#6f6f6fnobrAHN/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601103%26sid%3DaEL_GJSKx.Zo%26refer%3Dnewscid=1256869615ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFw9nwO7R2O15XCExc_qJU6EihyWwFed#39;s Fisher Says All Options Weighed to End Crisis (Update1)/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256869615hl=ennobrall 27 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.iht.com/articles/ap/2008/10/12/america/End-of-Easy-Credit.phpcid=1256950912ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFGKybRqvG6NDQmWQqayMUeIKP4FQIs the era of easy bcredit/b over for the long haul?/abrfont size=-1font color=#6f6f6fInternational Herald Tribune,nbsp;Francenbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1For Clark, and for a nation of consumers heavily dependent on bcredit/b, there are growing signs that those rough times could prove to be more than just a b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5g8-DEMtAE9q4i4ySQ0eV_qZefmRQD93OFAD00cid=1256912285ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFBkxgwV3fubyOGhfrCSE668VPhOgimg src=http://news.google.com/news?imgefp=6LneOoOYWJ8Jimgurl=ap.google.com/media/ALeqM5g1A_ofpAs7XvoFtVtYWSvx91YYNA width=80 height=55 alt= border=1brfont size=-2The Associated Press/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.cbc.ca/world/story/2008/10/11/finance-talks.htmlcid=1256912285ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHxWJyhGr0cS3BWtSKvqLf-qYIDLAUS will work with partners on bcredit/b crisis: Bush/abrfont size=-1font color=#6f6f6fCBC.ca,nbsp;Canadanbsp;-/font nobrOct 11, 2008/nobr/fontbrfont size=-1It was the 21st time in 26 days that the president has spoken publicly about the bcredit/b crisis gripping financial markets and dragging down stock markets. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DsHJ-Sylxzsocid=1256912285ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFasMwv4NDbdcCwOVLNUzL84ueDggVideo: Bush: #39;We Must Work Collaborately to End Crisis#39;/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/sHJ-Sylxzso/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/sHJ-Sylxzsotype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://abcnews.go.com/Politics/Economy/story%3Fid%3D6012045%26page%3D1cid=1256912285ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGXYyWi1_wQLHc2sC9AHsE3xkSeXgMeeting G7, Bush Vows World Economic Fix/a font size=-1 color=#6f6f6fnobrABC News/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256912285hl=ennobrall 170 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/11/business/11credit.html%3Femcid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHgMARFY2gWXnoofYWJK0yNhdEXuAimg src=http://news.google.com/news?imgefp=7I1jyFQrzekJimgurl=graphics8.nytimes.com/images/2008/10/11/business/11lehman.190.jpg width=58 height=80 alt= border=1brfont size=-2New York Times/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/10/AR2008101003050.htmlcid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNELE_vaOXjY0haB3yQ2scBZIgTD1wLehman bCredit/b-Default Swap Payout Could Climb as High as $365 Billion/abrfont size=-1font color=#6f6f6fWashington Post,nbsp;United Statesnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1By Heather Landy NEW YORK, Oct. 10 -- In what may shape up to be the most expensive payout ever in the bcredit/b-default swap market, sellers of insurance b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ireport.com/docs/DOC-112180cid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNEtLd49Qc0PHQE8jSn6oDka9VhvygSTOP FINANCIAL WMD#39;S: bCredit/b Default Swaps/a font size=-1 color=#6f6f6fnobrireport/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DainXunmcK3kw%26refer%3Dhomecid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHnuApFYBQ_VaArX0L9-UUw2vSu_ALehman bCredit/b-Swap Auction Sets Payout of 91.38 Cents (Update1)/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/11/business/11credit.html%3Femcid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHgMARFY2gWXnoofYWJK0yNhdEXuAInsurance on Lehman Debt Is the Industry’s Next Test/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forexfactory.com/news.php%3Fdo%3Dnews%26id%3D114265cid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF6E7xZN5jfRs_xHodtvCVSTXBZSAnobrForex Factory/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.venturacountystar.com/news/2008/oct/12/unregulated-swaps-seen-as-big-factor-in-wall/cid=1256028374ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNEPpZznSAru-NdSjwZyRLfShVso3gnobrVentura County Star/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256028374hl=ennobrall 227 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ajc.com/business/content/business/stories/2008/10/12/freeze_1012.htmlcid=1256964400ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHakOZZn_LsYVjlZq0ge-E6zgY8gwHow to deal with bcredit/b freeze/abrfont size=-1font color=#6f6f6fAtlanta Journal Constitution,nbsp; USAnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1Jim Foster, owner of Real Salon near Decatur, says he didn’t have any trouble tapping his bcredit/b line, but he has a second one available just in case. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://news.sky.com/skynews/Home/Business/World-Financial-System-Is-Near-Meltdown-Warns-The-IMF/Article/200810215118584%3Flpos%3DBusiness_News_Your_Way_Region_6%26lid%3DNewsYourWay_ARTICLE_15118584_World_Financial_System_Is_Near_Meltdown_Warns_The_IMFcid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGSZCKF4Boqmvt-7uG4GCidnqqyPgimg src=http://news.google.com/news?imgefp=k0MBdIPHHmYJimgurl=news.sky.com/sky-news/content/StaticFile/jpg/2008/Oct/Week2/15118585.jpg width=80 height=45 alt= border=1brfont size=-2Sky News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/euDealsNews/idUSTRE49B3AN20081012cid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFV4SH9HcRRHNRwSMDTOxNX59jq_gIMF head welcomes euro-zone moves on bcredit/b crisis/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr32 minutes ago/nobr/fontbrfont size=-1Strauss-Kahn declined to offer recommendations for how the United States should proceed in efforts to address bcredit/b turmoil, but praised steps taken so far b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DbS1sM6eNhHIcid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHi3SKj7rfudH_xdwDNTN1vg9FHwwVideo: IMF: Timing right for G7/a font size=-1 color=#6f6f6fnobrReutersVideo/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/bS1sM6eNhHI/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/bS1sM6eNhHItype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://afp.google.com/article/ALeqM5gYSPEQ9jgivL4Nxvi9aWHVFxePjAcid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGVTmZn9j9UvDPZO-YKRqgRzQL3egPress demands some G7 bcredit/b crunch punch/a font size=-1 color=#6f6f6fnobrAFP/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.centredaily.com/business/story/897150.htmlcid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNG-F_gw447joJ92cpfV_ZtcV9YYbwIMF calls for vigilance in fighting bcredit/b crisis/a font size=-1 color=#6f6f6fnobrCentre Daily Times/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/americasDealsNews/idUSTRE49B32B20081012cid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHn_kWLQwM7RCLNmSHyTfYfLTCbpAnobrReuters/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://afp.google.com/article/ALeqM5gVG8DolXc8kVSw8M_2dws90eEXbgcid=1253303955ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNH2n4DQZvjdrIR5UjuBaT2XML_c9wnobrAFP/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1253303955hl=ennobrall 2,092 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.npr.org/templates/story/story.php%3FstoryId%3D95620206cid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF0Uv3M8ikkY8HWJ1G3JA78yP-zPAFears Grow That Tight bCredit/b Could Crush GM, Ford/abrfont size=-1font color=#6f6f6fNPRnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1Standard amp; Poor#39;s downgraded the bcredit/b of both companies and their financing arms this week. AFP/Getty Images Ford F-150 trucks sit at a dealership in b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DhvlBeiPY0MIcid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGQ2kMOHbik586FZ7jBwnUWiZ1meAVideo: Money Minute: GM, GE, Oil/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/hvlBeiPY0MI/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/hvlBeiPY0MItype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.businessweek.com/lifestyle/content/oct2008/bw2008109_718575.htm%3Fchan%3Dtop%2Bnews_top%2Bnews%2Bindex%2B-%2Btemp_lifestylecid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF7e78kqR95QpvCNQ4Rj2cJAfzbbwCan GM Make It?/a font size=-1 color=#6f6f6fnobrBusinessWeek/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.abcnews.go.com/Business/Economy/story%3Fid%3D6002604cid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNGiNB4aX8DkkXTLEomFrfXid2bhCgGM Says It#39;s Not Headed for Bankruptcy/a font size=-1 color=#6f6f6fnobrABC News/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thestar.com/Business/article/515891cid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF-QmLdO8qEbiUb-Ss_FJ3KYAGkbgnobrToronto Star/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://business.theage.com.au/business/job-cuts-as-ford-chief-changes-gear-20081012-4z6y.htmlcid=1255835915ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHHVDW4IVaVhv02ebvs8X_nNiU9AwnobrThe Age/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255835915hl=ennobrall 753 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.projo.com/business/content/bz_creditmarket07_10-07-08_H0BREA2_v8.1d8a553.htmlcid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF9g6p3PzidviXOO1wDagX6iO8x2Aimg src=http://news.google.com/news?imgefp=ml7h8D4OuyMJimgurl=www.projo.com/photos/20081007/markets_dubai_10-07-08_0VBRAND.jpg width=80 height=74 alt= border=1brfont size=-2Providence Journal/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.rightsideadvisors.com/public/commentary.go/rsa/commentary/blog/20081012_160209_msg.html/The-Emergency-Economic-Stabilization-Act.htmlcid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNE-zyIyhxYq84Z6Q-_L4hoEjBtF3wThe “Emergency Economic Stabilization Act”/abrfont size=-1font color=#6f6f6fRightSide Advisors,nbsp;CAnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1In reality the seeds of The Great bCredit/b Crunch were planted in 2003, recognized by our regulators in 2005, but left to become a crisis beginning in August b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.globalresearch.ca/index.php%3Fcontext%3Dva%26aid%3D10537cid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFKomzmn4QcXFi79qMOkhIvrsxnCgAnatomy of the American Financial Crisis: How It is Turning into a b.../b/a font size=-1 color=#6f6f6fnobrCenter for Research on Globalization/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.msnbc.msn.com/id/27122758/cid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNFqVKg6n_yXl7bsDU9dDzcwUd5jrQWhere did all that #39;lost#39; money go?/a font size=-1 color=#6f6f6fnobrMSNBC/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/2008/10/10/markets/bondcenter/credit_markets/%3Fpostversion%3D2008101017cid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNErk5KG8WsG4d4ysq7kRaTl2CihzQbCredit/b freeze sees small cracks/a font size=-1 color=#6f6f6fnobrCNNMoney.com/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.sfgate.com/cgi-bin/article.cgi%3Ff%3D/c/a/2008/10/11/BUKF13F2FV.DTLcid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNHxWmVfMBbookVHelt7K_jUN9K2hAnobrSan Francisco Chronicle/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://marketoracle.co.uk/Article6745.htmlcid=1256884170ei=q3XySOC1OqiY6APsw7STDAusg=AFQjCNF_4SeKcshFuch-PgF-Mf9DqhPQCwnobrThe Market Oracle/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256884170hl=ennobrall 1,199 news articles/nobr/a/font/div/font/td/tr/table
credit - Google News


Wind Chimes and more...

Windchimes for great gifts!

Fun with Credit Cards

For those of us who know how to use them... Read More

Collection Agency Secrets for Collecting on Bad Debt

Getting worried that one of your clients, customers or patients... Read More

Consolidating Credit Cards

Credit card consolidation is a popular solution for those with... Read More

Free Credit Reports Now Available From the FTC

The Federal Trade Commission (FTC) has set up a new... Read More

Establishing Credit ? What You Need To Know Part 2

In my previous article "Establishing Credit ? What You Need... Read More

Inflexible Friends and Plastic Assets, Why Money isn?t Buying Love Anymore

Consumers reject financial advice in favour of financial frivolityIt would... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge... Read More

Commercial Collections: Business Finance Booster Shot

Commercial collections: fixture of the new B2B cultureIf you're in... Read More

Why Should You Use Credit Cards

Believe it or not, the way society, especially the commercial... Read More

How to Save Money on Your Credit Cards

Credit card companies make their money on the 85% of... Read More

Credit Report And Correction Techniques

The three major credit bureaus, Experian, Equifax and Trans Union... Read More

Credit Report Hassles

There is no end to the amount of pain that... Read More

Credit Repair Kit Sound To Good To Be True? It Is.

A lot of people have bad credit. It is unfortunate... Read More

Credit Score: The Brightest Feather In Your Financial Cap

Credit scores are the most important aspect that determines your... Read More

Finance - Money, Money

Finance is a big word for some of us. It's... Read More

What You Need to Know About Interest Rates

For all people shop around for the best rate, there... Read More

It Takes Credit To Build Credit

Using a credit card wisely is an important step in... Read More

How to Repair a Bad Credit Rating

If you have a bad credit rating, then you might... Read More

All You Wanted to Know of Bad Credit

Martin Henderson is in a fix these days. Because of... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting... Read More

Is Your Credit Score Being Held Against You?

Credit Scores That HurtIs your credit score being held against... Read More

Which Credit Card?

Bewildered by the sheer variety of debit cards and credit... Read More

Everything You Always Wanted To Know About Your Credit Report

Your credit report is a very powerful report that essential... Read More

Bad Credit? No Credit? Yeah, Its a Problem.

Many companies use the slogan "Bad Credit? No Credit? No... Read More

Balance Transfers Can Help You Stop Putting Money Down The Drain!

As you probably know, interest rates are at all time... Read More