Do You Want to Get a New Credit Card at a Great Rate?

1) Do your homework. Applying for and getting approved for a credit card is nothing more than legwork. Credit card contracts can sometimes contain onerous terms that might make you sorry that you signed up for the new card that you did. Read the fine print carefully. If a deal looks to good to be true, it just might be. Credit cards can be a great way to finance your purchases, but make sure it's not at such an expense that you end up paying for a long time afterward.

2) Read about the APR. The APR stands for "annual percentage rate". Yes, the APR of a credit card is important no matter what people tell you. A low APR for a credit card is more critical than you think. When you sign up for your new card, you probably are thinking that "hey, all I never miss a payment so who cares what the APR is?" The fact of the matter is, expenses come up. Unexpected expenses that you have to pay for no matter what. If your credit card's APR is low and when those expenses arise, you will be in a better financial position when you pay it off. You would rather pay off your a credit card's 4% on $1000 than 15% on $1000. This can make a world of difference.

3) Compare offers. Not all credit card offers are made the same. All credit cards that you see will appear to be physically similar (made out of plastic), but these credit cards can often be worlds apart. Some offer reward points, sky miles, cash back, and bonus dividends, while most offer nothing at all. If you are going to pick a card, make sure you get the most out of it you can. Finding out later that you could have had 50,000 Sky miles when you actually got none can be quite a surprise. Compare offers, compare banks, and get the best credit card deal you can.

This article may be freely reproduced and distributed as long it is not altered and the link below is kept live.

Want to learn about credit cards? Visit http://www.thecreditcardlistings.com today.

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/news/newsfeeds/articles/djf500/200810131939DOWJONESDJONLINE000674_FORTUNE5.htmcid=1257447388ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNF4Dy4jNr9fv4bGpv75TMuVKU_IMgUtility Shares Bounce, Impact From bCredit/b Freeze Muted/abrfont size=-1font color=#6f6f6fCNNMoney.comnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1The state of the bcredit/b markets remained unclear, however, as many markets were closed for the Columbus Day holiday. The bcredit/b market freeze has led at b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://voanews.com/english/2008-10-11-voa8.cfmcid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNHxwZ6qMUiFqG9DSo8r_Ikty21dXgimg src=http://news.google.com/news?imgefp=7dmHhGqpryoJimgurl=voanews.com/english/images/ap_us_bush_175_03Oct08.jpg width=80 height=80 alt= border=1brfont size=-2Voice of America/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/newsOne/idUSTRE49C86K20081013cid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNElcXCb3XUMu-ugYRVcugW98SzecgRegulators to outline bcredit/b market rescue plan/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1WASHINGTON (Reuters) - US banking regulators will outline on Tuesday a sweeping government response to the global bcredit/b crisis that will aim to quot;restore b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DsHJ-Sylxzsocid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNEmFUzTpkF23ipHUi1mgcQerHCIJgVideo: Bush: #39;We Must Work Collaborately to End Crisis#39;/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/sHJ-Sylxzso/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/sHJ-Sylxzsotype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://news.sky.com/skynews/Home/Business/Henry-Paulson-Warns-That-More-US-Financial-Firms-Will-Go-Bust/Article/200810215116331%3Flpos%3DBusiness_News_Your_Way_Region_4%26lid%3DNewsYourWay_ARTICLE_15116331_Henry_Paulson_Warns_That_More_US_Financial_Firms_Will_Go_Bustcid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNETkznGcaiZroXFjfe2mG021EncygbCredit/b Crunch Videos/a font size=-1 color=#6f6f6fnobrSky News/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://thelede.blogs.nytimes.com/2008/10/13/following-the-financial-crisis-and-the-markets/%3Fhpcid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNFj-BHOlWYcydDITUThfQZZtFy-vwFollowing the Financial Crisis and the Markets/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.npr.org/templates/story/story.php%3FstoryId%3D95624944cid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNEWJRWhDhHy3IdRA_mdx0hEE8-ObgnobrNPR/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.businessweek.com/election/2008/blog/archives/2008/10/paulson_buys_up.html%3Fchan%3Dtop%2Bnews_top%2Bnews%2Bindex%2B-%2Btemp_news%2B%252B%2Banalysiscid=1255629985ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNFxclmBdLfNtApjE8SOUP1k7XAOMwnobrBusinessWeek/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255629985hl=ennobrall 3,161 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/13/business/yourmoney/13yourmoney_qa.htmlcid=1256774157ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNE9qb0Uy6lC4m4N6r3BCJpwOT89_Qimg src=http://news.google.com/news?imgefp=PQAfgi9yYJsJimgurl=graphics8.nytimes.com/images/2008/10/13/business/yourmoney/ulzhiemer.jpg width=61 height=80 alt= border=1brfont size=-2New York Times/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/13/business/yourmoney/13yourmoney_qa.htmlcid=1256774157ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNE9qb0Uy6lC4m4N6r3BCJpwOT89_QYour Money Q amp; A: bCredit/b Scores/abrfont size=-1font color=#6f6f6fNew York Times,nbsp;United Statesnbsp;-/font nobr10 hours ago/nobr/fontbrfont size=-1John R. Ulzheimer, the author of “You’re Nothing But a Numberquot; and an expert on bcredit/b scores, answered reader questions on bcredit/b and the importance of b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsday.com/sports/olympics/sns-yourmoney-1012credit,0,107333.storycid=1256774157ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNFJj_7vJu6lCQEKtqQuTLKgyBPaegbCredit/b cards, bcredit/b crunch: consumers feel pinch as issuers `go b.../b/a font size=-1 color=#6f6f6fnobrNewsday/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.pressdemocrat.com/article/20081012/WIRE/810120387/1036/NEWS07%3FTitle%3DHere_s_one_thing_you_can_controlcid=1256774157ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNFmbdPkml1flNjpA7K8bqu7MejYhwHere#39;s one thing you can control/a font size=-1 color=#6f6f6fnobrSanta Rosa Press Democrat/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256774157hl=ennobrall 17 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/lucas-energy-secures-credit-facility/story.aspx%3Fguid%3D%257B549A61BF-3930-47BC-AE4D-C1D4AD5BEEFE%257D%26dist%3Dhpprcid=1257259190ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNEYtdCJM86n0h_ZtaJXwLvPBL3OHALucas Energy Secures bCredit/b Facility With Amegy Bank/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr15 hours ago/nobr/fontbrfont size=-1The revolving line of bcredit/b and letter of bcredit/b facility has a maximum note amount of $100000000, but is initially limited to a borrowing base of $3000000 b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.azcentral.com/community/chandler/articles/2008/10/13/20081013cr-creditfraud1013-ON.htmlcid=1257418756ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNEQ9L-W0buD2f3GWUJnkn7C2tIssAStore error helps uncover bcredit/b-card scam/abrfont size=-1font color=#6f6f6fArizona Republic,nbsp;AZnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1The suspects told police they are Mexican nationals who had entered the country legally to make purchases on the bcredit/b cards, Ramer said./fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ktar.com/%3Fnid%3D6%26sid%3D973633cid=1257418756ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNHyM8Kyh2lzMAb9pFtZP_BSWwHnrwPolice: Men forge 19 bcredit/b cards/a font size=-1 color=#6f6f6fnobrKTAR.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.azfamily.com/news/local/stories/Chandler-local-news-101308-wal-mart-fraud-arrests.10cc19b26.htmlcid=1257418756ei=mhH0SN3uA6Xg6gOM4YWXDQusg=AFQjCNHJS6kHgR8N8tymbxmaZQGwpS5yqwElectronics bought with fake bcredit/b cards at Valley Wal-Marts/a font size=-1 color=#6f6f6fnobrAZFamily/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257418756hl=ennobrall 7 news articles/nobr/a/font/div/font/td/tr/table
credit - Google News


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