How To Start A Second SEPERATE Credit File!

Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there is no one else in the United States with your number, your file is easily identified. The chances are very small that the social security office in your area will issue a second number just because somewhere down the road you messed up your credit. However, it is impossible that a second personal file would be created.

The second kind of credit file is the business credit file. Business credit files are identified by the business name and by a computer generated and assigned identification number. Your business file is listed with credit bureaus like Dun and Bradstreet and Stanley and Porous, etc. A Company credit record can be built and used just like a personal one. The idea is to take a hobby or trade that you possess, and start a new small business for which you can create a name and a new credit file. There are hundreds of small businesses that can be run from your home. These small businesses have the potential to generate high part-time or full time earnings. I suggest visiting your nearest bookstore or library to obtain a book on the numerous business opportunities available.

Once you have established a business name and idea your next step is to build a credit history for it. This is done using basically the same techniques that you would use for building your personal credit record. It does not matter how bad your personal credit record is. The business will be judged on its own record. I just recently had a student obtain an American Express card through her small business, which is only nine months old even though her personal record is riddled with bad credit. As you will see, the key is to maintain a stable payment history with all credit accounts.

Please visit: www.net100.495site.com for more info on starting your second credit file!!!

Chris Samuels
CEO Net100

In The News:
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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.economicnews.ca/cepnews/wire/article/170621cid=1276873961ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNGOJ3oQnH9yBxtoN15kgs-h0fkN0Qimg src=http://news.google.com/news?imgefp=3qr1TO02A8sJimgurl=www.economicnews.ca/cepnews/img/article/missing.jpg width=80 height=60 alt= border=1brfont size=-2CEP News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.google.com/hostednews/ap/article/ALeqM5iEfGOmri0AYSVa9giU4ORFSNAhJwD94QP1600cid=1276873961ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNHM2xAknI7yTvJfniEggCDXX9F0OgbCredit/b fears creep even into cash-rich oil sector/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr46 minutes ago/nobr/fontbrfont size=-1HOUSTON (AP) — Access to bcredit/b and the capital needed for exploration and production is the biggest obstacle facing oil companies in 2009, even more than b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/news/newsfeeds/articles/djf500/200812021315DOWJONESDJONLINE000543_FORTUNE5.htmcid=1276873961ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNFKRkKLM7qJKbEwwEchw-MgcX0YIgOil Cos Avoid Budget Cuts Despite bCredit/b, Price Fears - Survey/a font size=-1 color=#6f6f6fnobrCNNMoney.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Credit-Capacity-Top-Financial-Concern/story.aspx%3Fguid%3D%257B94320317-E616-4CAF-B72D-99E1FC488A2E%257Dcid=1276873961ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNESoLTe42kB03KtkXsvxnqCAHorggbCredit/b Capacity is Top Financial Concern of Energy CFOs, According b.../b/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.easybourse.com/bourse-actualite/marches/oil-cos-avoid-budget-cuts-despite-credit-price-fears--572306cid=1276873961ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNEXWA5nwWrVzeuewwsdyu_WRAnPqAOil Cos Avoid Budget Cuts Despite bCredit/b, Price Fears - Survey/a font size=-1 color=#6f6f6fnobrEasyBourse.com/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276873961hl=ennobrall 55 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Epicor-Present-Credit-Suisse-Annual/story.aspx%3Fguid%3D%257B4EFA81EC-1C21-45D1-B09F-730CC4A95D92%257Dcid=1276534064ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNGEt2arVD_G8--hm-0Fiap5cuHn0QEpicor to Present at the bCredit/b Suisse Annual Technology b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1b.../b today announced that Epicor President and CEO Thomas Kelly will be presenting at the bCredit/b Suisse 2008 Annual Technology Conference in Scottsdale, b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601102%26sid%3Daa_9r06P.fZM%26refer%3Dukcid=1276893952ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNEDGH-rOowZkMjtTPj3r7Q0lWMdfwUK Government bCredit/b-Default Swaps Rise to Record (Update1)/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-12 (Bloomberg) -- The cost of hedging against losses on UK government bonds rose to a record in the market for bcredit/b- default swaps, suggesting investors b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601085%26sid%3Da1P_F7udRsOM%26refer%3Deuropecid=1276893952ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNEgV8kTpQjd69byvTk5m3I-6yI5JQ‘Telephone Number’ Bailouts Mean Record US Risk: Chart of Day/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601085%26sid%3Da2R1zc7.Jc.A%26refer%3Deuropecid=1276893952ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNElGowTuyXFCxj4GAuiKmwfEbPLKQMamp;S, Casino Guichard Bond Risk Increases to Record, Swaps Show/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276893952hl=ennobrall 3 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/ExpressJet-Present-Credit-Suisse-Global/story.aspx%3Fguid%3D%257B244F82EA-69AD-4167-9E5E-8B0B66390CB6%257Dcid=1276873847ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNE1vQxM6SOsqv9XYXXKAbnIpB33BgExpressJet to Present at the bCredit/b Suisse Global Airlines Conference/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobrDec 1, 2008/nobr/fontbrfont size=-1today announced that the company will present at the bCredit/b Suisse Global Airlines Conference in New York City. Jim Ream, President and CEO, will present a b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/news/newsfeeds/articles/apwire/5b7090486fe062175b120cc4e92d792a.htmcid=1276873847ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNEwkmPVbEC5dAK-cQL68aGVS5A2wQUS Airways CEO: Demand may improve in January/a font size=-1 color=#6f6f6fnobrCNNMoney.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.kvoa.com/Global/story.asp%3FS%3D9444591%26nav%3Dmenu216_2cid=1276873847ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNG5WVZhPKGaheZlXI5KxD5tLl1KDQUS Airways CEO: Demand may improve in January/a font size=-1 color=#6f6f6fnobrKVOA.com/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276873847hl=ennobrall 35 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Philip-R-Johnson-Bank-Credit/story.aspx%3Fguid%3D%257B8B6BD7E8-E2E3-4439-B8FC-52254592DB0E%257Dcid=1276827417ei=apw1Sd3BBpnK8ATKzPGbAwusg=AFQjCNGJeVZ34T4xKNDnQ_k6eua1vgjdhgPhilip R. Johnson, Bank bCredit/b Expert, Joins Pacific Coast b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1announces the appointment of Philip R. Johnson as Senior Vice President/bCredit/b Administrator, effective November 17, 2008. quot;We are very pleased to have Phil b.../b/font/div/font/td/tr/table
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