Low Interest Credit Cards Have Many Advantages

When credit cards are used wisely they can be very beneficial to the consumer. A low interest credit card can be exceptionally beneficial. Many people use the same credit card that they have had for years. Some people still have the very first credit card that they ever received and just simply have never thought to switch to a card with a lower rate. There is a degree of comfort in habit, but shopping around for a lower interest rate credit card can quickly prove that switching is worth the little amount of effort it takes to do so.

With credit card companies aggressively competing for your business, it is easy to find a card with a low interest rate these days. Of course your credit score will determine how low of an interest rate you will be able to get. There are many helpful websites that have made the process of comparing credit card offers easy for the consumer like http://www.amex-visa-mastercard.com

If you carry a balance on your credit card from month to month like many people do, switching to a card with a lower interest rate can save you hundreds of dollars in interest. If paying off your credit card debt is your goal, having your credit card balance on a low rate card will allow you to pay it off much faster than a higher rate card will. Many credit card companies even offer a 0% interest rate on balance transfers. This is a great way to get your credit card debt paid down without having to pay interest on it.

Even if you pay your credit card balance in full each month, having a low interest credit card can still be advantageous. We all hope that nothing will ever happen to negatively effect our financial situation but as the saying goes, you just never know. Having a low interest credit card in your wallet can serve as a safety net if something should ever happen that would not allow you to pay off your balance every month.

Having a low interest credit card can help your financial situation, whatever it may be.

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Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published "as is" (unedited) and all URL's are made active hyperlinks with no syntax changes.
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This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit cards or to apply for a credit card online please visit: http://www.amex-visa-mastercard.com

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/business/articles/2008/10/08/fed_orders_emergency_rate_cut_to_15_percentcid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNEdDombV4yY8J3_p0d5H44P9JHXhQimg src=http://news.google.com/news?imgefp=pJFc_D45VnYJimgurl=cache.boston.com/resize/bonzai-fba/AP_Photo/2008/10/08/1223450954_9314/539w.jpg width=80 height=49 alt= border=1brfont size=-2Boston Globe/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/10/AR2008101002613.htmlcid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNED-fmtazWxiJ3F8x2GV0PfG5SlWAOverseeing Finance#39;s New Era/abrfont size=-1font color=#6f6f6fWashington Post,nbsp;United Statesnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1Virtually every bcredit/b crisis since World War II has spawned further concentration, often followed by new policies that supported deregulation. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DFa_Zw2Ty_Xocid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNGPXYGODIGnw5N2jqUdO6cGRwPoyQVideo: Bernanke: More Economic Pain Ahead/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/Fa_Zw2Ty_Xo/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/Fa_Zw2Ty_Xotype=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/afxnewslimited/feeds/afx/2008/10/08/afx5523171.htmlcid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNFMcLvH6MSfN_nJIfE9XYCEdlvF4QTREASURIES-Surge in Europe as shares skid on bcredit/b woes/a font size=-1 color=#6f6f6fnobrForbes/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.startribune.com/opinion/commentary/30715484.html%3Felr%3DKArks:DCiUHc3E7_V_nDaycUiD3aPc:_Yyc:aUUcid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNFH8WYSR2Q5hnq57WU6cQzTlap2YwHow about a refund on that bailout?/a font size=-1 color=#6f6f6fnobrMinneapolis Star Tribune/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bizjournals.com/eastbay/stories/2008/10/06/daily30.htmlcid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNFwKTORbzXlq2qdlli9NyCwA2KTLwnobrBizjournals.com/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/reutersEdge/idUSTRE4968I020081007cid=1255009308ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNGTB8kqGq2sIKguuz7MbhQ-aFKqUQnobrReuters/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255009308hl=ennobrall 1,797 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5g8-DEMtAE9q4i4ySQ0eV_qZefmRQD93LKV0G1cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNE6SxVJtzrcFc7ALb-5NqFlJbfWowimg src=http://news.google.com/news?imgefp=z-WGhTOctNMJimgurl=ap.google.com/media/ALeqM5hcreO5BPgd4iLUrFFOMQHS_Ee9DA width=70 height=80 alt= border=1brfont size=-2The Associated Press/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5gHs5OM3gFG_DytQQZFbWfgPT08MAD93MBAFG0cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNHaHXsg2VCOoJmOidBqGGO3jchmOwWall Street pulls back amid bcredit/b concerns/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobrOct 9, 2008/nobr/fontbrfont size=-1NEW YORK (AP) — Wall Street headed for another volatile session Wednesday as investors doubted that an emergency interest rate cut would revive bcredit/b b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ktla.com/pages/landing_topstories/%3FStocks-Slide-Again-Dow-Drops-as-Much-as-%3D1%26blockID%3D84499%26feedID%3D1198cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNEyBSE7r4f-XZL6X8DEFRpMABP4YgStocks Slide Again: Dow Drops as Much as 279 Points/a font size=-1 color=#6f6f6fnobrKTLA/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washtimes.com/news/2008/oct/09/fed-central-banks-coordinate-interest-rate-cut/cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNENvqQH39Th76jlb431R8b7P1UV-wFed, central banks coordinate interest-rate cut/a font size=-1 color=#6f6f6fnobrWashington Times/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5gHs5OM3gFG_DytQQZFbWfgPT08MAD93MBG7G0cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNGo1upFjJ0awbFAVaC246gQAzCWEQStocks fall as rate cut fails to calm investors/a font size=-1 color=#6f6f6fnobrThe Associated Press/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5gHs5OM3gFG_DytQQZFbWfgPT08MAD93MJBFO0cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNE6hOrKoTEnsZjbOB2_FW6qqfZtMAnobrThe Associated Press/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5gHs5OM3gFG_DytQQZFbWfgPT08MAD93MCAG02cid=1256346887ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNE_VAldInoM5rtvVlSdQCd1BMgLXwnobrThe Associated Press/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256346887hl=ennobrall 925 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/newsOne/idUSTRE4995W320081010cid=1256210871ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNFQinKFtQ0rRkAh5KOgMYW3J58pKgimg src=http://news.google.com/news?imgefp=nbbZ3C7b-ZMJimgurl=www.reuters.com/resources/r/%3Fm%3D02%26d%3D20081010%26t%3D2%26i%3D6335468%26w%3D192%26r%3D2008-10-10T150253Z_01_BTRE49915SW00_RTROPTP_0_USA-POLITICS-OBAMA width=80 height=55 alt= border=1brfont size=-2Reuters/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/newsOne/idUSTRE4995W320081010cid=1256210871ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNFQinKFtQ0rRkAh5KOgMYW3J58pKgObama offers plan to offer bcredit/b to small firms/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr14 hours ago/nobr/fontbrfont size=-1Obama told a campaign rally in Chillicothe, Ohio that he would put in place a bcredit/b facility for small businesses similar to one set up after the September b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/11/us/politics/11retire.html%3Fref%3Duscid=1256210871ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNEkec-eByBY7GqcBNEz_ja2fTK56wCandidates Present 401(k) and Small-Business Plans/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://voices.washingtonpost.com/small-business/2008/10/obama_proposes_small_business.htmlcid=1256210871ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNHCvrnm0pE448VW3O1SE9kCET4tPQObama Proposes Small Business Rescue Plan/a font size=-1 color=#6f6f6fnobrWashington Post/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256210871hl=ennobrall 35 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.usnews.com/articles/business/small-business-entrepreneurs/2008/10/10/credit-card-financing-by-small-businesses-gets-crunched.htmlcid=1256199915ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNHhoPEEBYG7UlJdSOWxtADqin4FdwbCredit/b Card Financing by Small Businesses Gets Crunched/abrfont size=-1font color=#6f6f6fU.S. News World Report,nbsp;DCnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1By Matthew Bandyk Like many other lenders today, the bcredit/b card industry is spooked. bCredit/b card companies are cracking down on card limits—even on b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/creditcardscom-weekly-credit-card-rate/story.aspx%3Fguid%3D%257BB56E10FD-BE57-46AE-A3B2-5B75BC5F16E0%257D%26dist%3Dhpprcid=1256199915ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNG9ZLVmfqDmw17c6Jsmtt9jgjgNXQCreditCards.com: Weekly bCredit/b Card Rate Report/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.investors.com/editorial/IBDArticles.asp%3Fartsec%3D24%26issue%3D20081010cid=1256199915ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNEboC8L0uN7_fgU7QORUHURrh3d9QFOR SUCCESS/a font size=-1 color=#6f6f6fnobrInvestor's Business Daily (subscription)/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256199915hl=ennobrall 9 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bizjournals.com/tampabay/stories/2008/10/13/story3.htmlcid=1256264812ei=1jjwSKj2GYyQ6wPChYHCBwusg=AFQjCNHa5SoSVu4cRiVVF8OBZlNMkHJeCwbCredit/b line expirations force costlier debt terms/abrfont size=-1font color=#6f6f6fBizjournals.com,nbsp;NCnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1While conceding the terms were probably not as good as the company could have gotten in a different bcredit/b environment, “we’re quite pleased with the terms b.../b/font/div/font/td/tr/table
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