Stop Credit Card Offers

You can stop receiving credit card offers in the mail! It's really easy to do - just phone 1-888-567-8688 and follow the prompts and provide the requested information including Social Security number, date of birth, etc.

Do this for every adult member of your household, including college students. Your "opt-out" status will be sent to each of the four credit bureaus (Equifax, Experian, TransUnion and Innovis). In four to six weeks, you will reduce the number of these kinds of offers.

Protect your identity, save a tree and make your postal carrier's life easier, too!

Cindy Morus (http://www.cindymorus.com) is a Certified Financial Recovery Counselor specializing in showing women and their families how to achieve financial well-being and peace of mind. She is also a Certified Credit Report Reviewer. Contact her at 541-387-2995 or cindy@cindymorus.com. Get a free copy of the "Secrets to Negotiating Lower Credit Card Interest Rates" e-book when you sign up for the "Financial Freedom Monthly" newsletter at http://www.cindymorus.com/newsletter.asp .

Attention Ezine editors/Site owners: Feel free to reprint this article in its entirety in your ezine or website as long as you leave all links in place, do not alter the content and include our resource box as listed above. If you do use the material please send us a note (cindy@cindymorus.com) so we can take a look. Thanks.

In The News:

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seattlepi.nwsource.com/business/1310ap_end_of_easy_credit.htmlcid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNHVWl-hnS3c0iPYVy91AFzmhZLDtgimg src=http://news.google.com/news?imgefp=Ah_3ZtguZMoJimgurl=seattlepi.nwsource.com/dayart/aponline/44563.85AMERICANS-DEBT.sff.jpg width=80 height=63 alt= border=1brfont size=-2Seattle Post Intelligencer/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5ixd-MpE9eW2GcjDKm2I5_MuSbgWQD93P4UI81cid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFJlpI6kOWf8bI11gtZ_aCZRP3oZwIs the era of easy bcredit/b over for the long haul?/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr10 hours ago/nobr/fontbrfont size=-1For Clark, and for a nation of consumers heavily dependent on bcredit/b, there are growing signs that those rough times could prove to be more than just a b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.miamiherald.com/business/story/722725.htmlcid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGm8tWGCCGcstX4IlqtHy38Ltk61ATighter bcredit/b card limits add to woes/a font size=-1 color=#6f6f6fnobrMiamiHerald.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.businessweek.com/magazine/content/08_42/b4104024799703.htmcid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFraK4wiIIc47sO6CRebPQgTkxCkwThe Next Meltdown: bCredit/b-Card Debt/a font size=-1 color=#6f6f6fnobrBusinessWeek/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.delawareonline.com/article/20081012/BUSINESS/810120371cid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFo9ySzyA6BIIEKkxQb6kA1sweeoQBudgets stretched more every month/a font size=-1 color=#6f6f6fnobrThe News Journal/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.wthr.com/Global/story.asp%3FS%3D9162495cid=1256948565ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNE9p6DwUFSf-G2Lo9VgTBiseYA53gnobrWTHR/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256948565hl=ennobrall 144 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.wnct.com/nct/news/local/article/federal_reserve_announces_new_radical_plan/20547/cid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNG62O3vby7nEY4pn7-kDATqGT_kiQimg src=http://news.google.com/news?imgefp=YRdyxUj2LtsJimgurl=media.wnct.com/wnct/img-story/images/uploads/Wall_Street-Federal_Reserve-bail_out.jpg width=80 height=60 alt= border=1brfont size=-2WNCT/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.barrons.com/article/SB122367879305124601.html%3Fmod%3Dgooglenews_barronscid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNF1JaHiWX2FAlD-NwqocSdLj6Z-1QGM Likely to Seek Direct Loan From Fed/abrfont size=-1font color=#6f6f6fBarron'snbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1Reserve Banks currently do not establish an interest rate for emergency bcredit/b, but Regulation A specifies that such a rate would be above the highest rate b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.crainsdetroit.com/article/20081012/FREE/810130343/1069cid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGKDuVvJUWXKSaUcIAwIXnWIGn8igbCredit/b unions ready to lend: As banks tighten bcredit/b, bcredit/b b.../b/a font size=-1 color=#6f6f6fnobrCrain's Detroit Business/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.globalresearch.ca/index.php%3Fcontext%3Dva%26aid%3D10537cid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNHnKp6iyoWmMOTd8eKAC4g_SYdbGwAnatomy of the American Financial Crisis: How It is Turning into a b.../b/a font size=-1 color=#6f6f6fnobrCenter for Research on Globalization/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.msnbc.msn.com/id/27122758/cid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFGYDE94AZ8RCUMAQBemV7qjTM2cQWhere did all that #39;lost#39; money go?/a font size=-1 color=#6f6f6fnobrMSNBC/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://marketoracle.co.uk/Article6745.htmlcid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNHVQvi982lZALVRYA9CbkgO76Tf7gnobrThe Market Oracle/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5gXJkHBkXwQWtPp4EaKg_ly_7cM_AD93MJ5E01cid=1257092578ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGnG9uECXxWA79SA9VZDrBDFB630wnobrThe Associated Press/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257092578hl=ennobrall 1,401 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chinadaily.com.cn/china/2008-10/11/content_7096731.htmcid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNE6dzQD0oTtDjauq7vyQY8MpEiiLgimg src=http://news.google.com/news?imgefp=DqexUCPCtEcJimgurl=www.chinadaily.com.cn/china/images/attachement/jpg/site1/20081011/0013729e42ea0a5a388804.jpg width=80 height=60 alt= border=1brfont size=-2China Daily/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.wsj.com/article/SB122384276370026777.html%3Fmod%3Dgooglenews_wsjcid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGGzEvE7raFpuE2ospWc_LK8z_tnAIt#39;s Wait and See for Bond Traders/abrfont size=-1font color=#6f6f6fWall Street Journalnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1quot;The bond market will take its cues from whatever equities do tomorrow,quot; said Ira Jersey, interest-rate strategist at bCredit/b Suisse in New York. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/10/AR2008101003050.htmlcid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNG3IwFQTx-cu8eS8Ysih6WCfS4ytgLehman bCredit/b-Default Swap Payout Could Climb as High as $365 Billion/a font size=-1 color=#6f6f6fnobrWashington Post/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.gulf-times.com/site/topics/article.asp%3Fcu_no%3D2%26item_no%3D247564%26version%3D1%26template_id%3D48%26parent_id%3D28cid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFG-_-1I2g3MKTOsLjppRDfBYo8cwDubai CDS widen amid concern over refinancing of $22bn debt/a font size=-1 color=#6f6f6fnobrGulf Times/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://uk.reuters.com/article/bankingfinancial-SP/idUKN1047512020081010cid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNF3b-kZzcoWD0LLy5B9QV_OnpagOgWRAPUP 2-bCredit/b spreads widen led by banks, insurers/a font size=-1 color=#6f6f6fnobrReuters UK/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ireport.com/docs/DOC-112180cid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGMI-ZB6i7uT7Jezv-lRX74Nbjx9Anobrireport/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/rbssFinancialServicesAndRealEstateNews/idUSN1036473720081010cid=1256028374ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNHyGL7TIxHd2U2qk06TBRdCEJioRgnobrReuters/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256028374hl=ennobrall 243 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/asiaDealsNews/idUSTRE49B1YH20081012cid=1256869615ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFnFFEPeIwVU21fa5uFp0IL_nf5JAFed#39;s Fisher: Open to all options to restore bcredit/b/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr11 hours ago/nobr/fontbrfont size=-1By Mark Felsenthal WASHINGTON (Reuters) - The US Federal Reserve will consider all options in seeking to stabilize bcredit/b markets in a period that may bring b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DalhdE.MQ3pBA%26refer%3Dhomecid=1256869615ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGuolPrQctQMd3WRFCv9r0KtLOx_wFed#39;s Fisher Says All Options Weighed to End Crisis (Update2)/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.allheadlinenews.com/articles/7012625392cid=1256869615ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNF_-2wMBKcFxA65h3VHCtga4rvYKwFed Will Seek Different Tools To Restore Economy, Dallas Fed Chief b.../b/a font size=-1 color=#6f6f6fnobrAHN/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256869615hl=ennobrall 27 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DadU42RLdiGrY%26refer%3Dhomecid=1257111714ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNE_M-n53xJAescCrYa4Pf4naAW-2AEuropean Companies Batten Down Hatches as bCredit/b Crisis Worsens/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1By Fergal O#39;Brien Oct. 13 (Bloomberg) -- Europe#39;s worsening bcredit/b crisis is forcing companies from carmakers to fashion designers to reduce investment and b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/domesticNews/idUSTRE49C01020081013cid=1257034345ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFp9Bv4B-Pilokt_uXSkGmjf9vutAUS small businesses squeezed in bcredit/b crunch/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1Tightening consumer bcredit/b has likewise taken its toll, especially on sales of cars and other big-ticket items. quot;The most difficult part of all this is it b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.iht.com/articles/ap/2008/10/12/america/End-of-Easy-Credit.phpcid=1256950912ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNHvE2KO3mgpazBTP9hpcGzug1we9gIs the era of easy bcredit/b over for the long haul?/abrfont size=-1font color=#6f6f6fInternational Herald Tribune,nbsp;Francenbsp;-/font nobr10 hours ago/nobr/fontbrfont size=-1For Clark, and for a nation of consumers heavily dependent on bcredit/b, there are growing signs that those rough times could prove to be more than just a b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.guardian.co.uk/world/uselectionroadtrip/2008/oct/13/uselections2008-useconomycid=1256736454ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNEUrsaYme1OQCtFLbQVuCjNXic3jg#39;They#39;re talking about bcredit/b and liquidity, but not ours#39;/abrfont size=-1font color=#6f6f6fguardian.co.uk,nbsp;UKnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1Short-term bcredit/b has dried up in California, and the state is asking for emergency federal loans. Any way you look at it, reasons Bob, programs like his b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.startribune.com/business/30847109.html%3Felr%3DKArksLckD8EQDUoaEyqyP4O:DW3ckUiD3aPc:_Yyc:aULPQL7PQLanchO7DiUscid=1257042189ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNGDC5PW67i8-A2g-SUbJNrRYJ3tmgbCredit/b squeeze strangling businesses/abrfont size=-1font color=#6f6f6fMinneapolis Star Tribune,nbsp;MNnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1Minnesota entrepreneurs are finding that they can#39;t find bcredit/b for their good business ideas. By HJ CUMMINS, Star Tribune joeeee, the government did NOT b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.wsj.com/article/SB122384276587026821.html%3Fmod%3Dgooglenews_wsjcid=1257105958ei=8N3ySOTWLYmE6QPzrZH0AQusg=AFQjCNFw-R6gUxbHEM3PX9fH_tDEHSqCWAImporters Snatch Up USDA#39;s bCredit/b Guarantees/abrfont size=-1font color=#6f6f6fWall Street Journalnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1By BILL TOMSON The Agriculture Department on Oct. 6 made available $3.5 billion worth of bcredit/b guarantees to help importers in countries like Russia and b.../b/font/div/font/td/tr/table
credit - Google News

Clean Credit Report: Easily Raise Your Credit Score 100 points

Clean Credit Reports, your credit report contains information about where... Read More

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA

Fact: Over 150 million Americans have credit report with the... Read More

Building Good Business Credit After Bad Credit

Can you establish good business credit if you have bad... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little... Read More

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law... Read More

Are you paying higher interest on your credit cards than you think?

Many credit card holders sign up for a credit account... Read More

Bad Credit? No Credit? Yeah, Its a Problem.

Many companies use the slogan "Bad Credit? No Credit? No... Read More

Dealing With A Collection Agency

Step I - Selecting A Collection AgencySelecting a credit collection... Read More

What Is the Fair Credit Reporting Act and What You Should Know About It

The Fair Credit Reporting Act (FCRA) and the recent update... Read More

Good Credit -- Essential for the Prospective Home Buyer

Credit is a funny thing. It can be a useful... Read More

Triple AAA in 30 Days

Have you ever wonder about how to get good credit... Read More

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances

Many employers are now looking at an applicant's credit report... Read More

FREE Credit Report Offer - Careful, It Might Carry Hidden Charges

FREE credit checks or free credit reports. What are they... Read More

What You Didnt Know About Your Credit Card Numbers

Have you ever really looked at your credit card and... Read More

Avoiding ID Theft and Credit Fraud

Article excerpted from the new book, "How to Do Space... Read More

What Are the Most Common Ways to Commit Identity Theft or Fraud?

It's the number one source of consumer complaints at the... Read More

Building A Credit Report Lenders Will Love You For

Will lenders really love you for having a good credit... Read More

SuperCharged Secret 2, Credit Card Utopia

INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More

How Credit Scoring Works

The all important credit score! It determines the amount of... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge... Read More

Why Your Credit Score is Important

Your credit score can either haunt you or reward you.... Read More

Why Is It important!

Your credit is the most important thing you have other... Read More

Types of Credit Cards

There are a whole variety of different types of credit... Read More

Stop Credit Card Offers

You can stop receiving credit card offers in the mail!... Read More

How To Get Out Of Credit Card Debt

If you're like the average person, let me warn you... Read More