Which Citi Mastercard Is Right For You?

You've decided to apply for a Citi MasterCard, but with so many different cards to choose from, how do you know which one is right for you? Here is a brief guide to the different types of MasterCard available from Citibank.

A great MasterCard program is the Citi Platinum Select Card. It offers basic rewards, such as an 0% Annual Percent Rate and no annual fee, for qualified applicants. This MasterCard will also give you peace of mind, when making online purchases, because it offers protection against unauthorised purchases.

If you're looking for a plan with more rewards, then the Citi Premier Pass Card, might be the Citi MasterCard plan that's just right for you. Like the Platinum Select Card, the Pass Card offers an introductory 0% APR and no annual fee, for qualified applicants. It also offers online account management, statements, and billing activity. The Premier Pass Card also offers extensive travel and air miles, so if you're a frequent flier, this card's for you.

Another great MasterCard offer from Citibank is the Citi Diamond Preferred Rewards Card. In addition to the 0% APR for twelve months and the promise of no annual fee, this credit card package will give you reward points for money spent for everyday purchases. For example, for every dollar that you spend on the Citi Diamond card for purchases made at gas stations, drugstores and grocery stores, you will earn five reward points back, to use in their rewards program.

Even if you're a college student, CitiBank has a MasterCard just for you. You have several student cards to choose from, such as the Citi Dividend Platinum Select Card for College Students and the Citi Driver's Edge Card for Students. Both are designed to help you responsibly build your credit history, while offering you basic rewards, such as 0% APR for six months and no yearly fee.

Regardless of your spending habits, there's a Citi MasterCard program to suit your needs.

Jeff Lakie is the founder of Credit Card Resources a website providing information on credit cards

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Philip-R-Johnson-Bank-Credit/story.aspx%3Fguid%3D%257B8B6BD7E8-E2E3-4439-B8FC-52254592DB0E%257Dcid=1276827417ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNFeNtqu5sXPJMr00oFn7RUA0k3HLwPhilip R. Johnson, Bank bCredit/b Expert, Joins Pacific Coast b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1announces the appointment of Philip R. Johnson as Senior Vice President/bCredit/b Administrator, effective November 17, 2008. quot;We are very pleased to have Phil b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/business/personalfinance/articles/2008/12/02/credit_card_companies_to_pare_lendingcid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNGJvhHM6_0n_4ssNmMclFJ7PzXeSAimg src=http://news.google.com/news?imgefp=zA1ouGwEKnsJimgurl=cache.boston.com/resize/bonzai-fba/Globe_Photo/2008/12/01/1228186036_6490/300h.jpg width=75 height=80 alt= border=1brfont size=-2Boston Globe/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/business/personalfinance/articles/2008/12/02/credit_card_companies_to_pare_lendingcid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNGJvhHM6_0n_4ssNmMclFJ7PzXeSAbCredit/b card companies to pare lending/abrfont size=-1font color=#6f6f6fBoston Globe,nbsp;United Statesnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1NEW YORK - bCredit/b card companies will reduce lending by more than $2 trillion over the next 18 months in a dangerous and unprecedented move for US consumer b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3Da1KBBJn8ORc4%26refer%3Dhomecid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNG8a6hL9_HeygGrf1VJ_QYk_IzEMQUS Consumers Seen Facing ‘Liquidity Squeeze’: Chart of Day/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.consumeraffairs.com/news04/2008/12/credit_card_cutbacks.htmlcid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNElsfztgXMOgOTNeXE5gZVPwruckAIndustry May Cut $2 Trillion in bCredit/b Card Lines/a font size=-1 color=#6f6f6fnobrConsumer Affairs/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nuwireinvestor.com/blogs/investorcentric/2008/12/2-trillion-in-consumer-credit-lines.htmlcid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNEVPSAa6dlBHkHS2-Wfud34CeXSoQ$2 Trillion In Consumer bCredit/b Lines Could Be Cut, Spelling Disaster/a font size=-1 color=#6f6f6fnobrNuWire Investor (subscription)/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.streetinsider.com/Insiders%2BBlog/On%2BCNBC,%2BMeredith%2BWhitney%2BSaid%2BConsumer%2BCredit%2Bis%2Bthe%2BNext%2BShoe%2Bto%2BDrop/4202858.htmlcid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNGzR0nBf59dNR5Eu_6dacq-5y2OSAnobrStreetInsider.com (subscription)/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloggingstocks.com/2008/12/01/the-end-of-big-credit-card-balances/print/cid=1276652801ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNH0Tqc1BMPMM2SrNMK_DKEbmz5DfwnobrBloggingStocks/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276652801hl=ennobrall 16 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Park-City-Group-Secures-Bank/story.aspx%3Fguid%3D%257B5FFD1029-042B-470F-890E-5B44D9B6DA14%257Dcid=1276860869ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNE_ADewYHBOxJCp-iGb9qRcvYyujAPark City Group Secures Bank Line of bCredit/b to Complete b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1As a result, it is anticipated that the completion of the $3.0 million bank bcredit/b facility will eliminate the need for the Company to seek outside equity b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Hospitals-Healthcare-Providers-Save-New/story.aspx%3Fguid%3D%257BE6DA5233-1B4E-4EBA-BE2E-0DF2AA019489%257Dcid=1276872732ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNF_9CAGvVo9Lj_rnxRZuiVLUBK0sAHospitals, Healthcare Providers to Save with New Premier b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1CHARLOTTE, NC, Dec 02, 2008 (BUSINESS WIRE) -- Premier Purchasing Partners, LP, today announced agreements in a new category - bcredit/b card services - have b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://abcnews.go.com/Business/Economy/wireStory%3Fid%3D6367935cid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNGpStXmwMkZINq0jF4Bu8EbF8qEHgimg src=http://news.google.com/news?imgefp=Jg8cySCg0EIJimgurl=a.abcnews.com/images/Business/ap_bernanke_081201_mn.jpg width=80 height=60 alt= border=1brfont size=-2ABC News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.google.com/hostednews/ap/article/ALeqM5jC0Js_XMSCt-GDAijc3qIbjuVZIAD94QMU400cid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNF5hfZgcT-XjIkH7WMsenzR2vF4-wFed extends key bcredit/b programs through April 30/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1WASHINGTON (AP) — The Federal Reserve has extended the life of key programs aimed at busting through bcredit/b clogs and restoring stability to financial b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://blogs.wsj.com/economics/2008/12/01/bernankes-remarks-on-fed-policies-and-the-economy/cid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNHUoXKJbnqEmt96B5e4sODB1-JtawBernanke’s Remarks on Fed Policies and the Financial Crisis/a font size=-1 color=#6f6f6fnobrWall Street Journal Blogs/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seekingalpha.com/article/108683-is-the-fed-taking-a-step-toward-explicit-quantitative-easingcid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNEMuuoAr0krAGjeZH-KkVQF2YMW9QIs the Fed Taking a Step Toward Explicit Quantitative Easing?/a font size=-1 color=#6f6f6fnobrSeeking Alpha/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3Daziecc.MkO28%26refer%3Dhomecid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNGYB4tDMeIOSoe3GHIyajAv9S9uRA‘Bernanke-san’ Signals Policy Shift, Evoking Japan Comparison/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/2008/12/01/news/economy/bernanke_speech/%3Fpostversion%3D2008120116cid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNHAaeAXX3E0pKQ_su2uPNLSz_FmMgnobrCNNMoney.com/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/12/02/business/economy/02bernanke.html%3Fref%3Dbusinesscid=1276516535ei=y4Q1SZWfBqiY6AOh4YTFBAusg=AFQjCNEtqo53fzCtJb0TlTUJzj6x0qWglAnobrNew York Times/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276516535hl=ennobrall 916 news articles/nobr/a/font/div/font/td/tr/table
credit - Google News


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