What is a Debt Consolidation Loan?

If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer.

Are you feeling overburdened with debt? Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan?

Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest.

Secured on your UK home, low cost, low rate, cheap, low interest debt consolidation loans can sweep away the pile of repayments to your credit and store cards, HP, loans and replace them with one, low cost, monthly payment ? one calculated to be well within your means.

With a Debt Consolidation Loan you can borrow from Ł5,000 to Ł75,000 and up to 125% of your property value in some cases.

A UK Debt Consolidation Loan is a low cost loan secured on your UK home. It frees up the spare capital (or equity) in your home to repay your store card and other debts.

It can reduce BOTH your interest costs AND your monthly repayments, putting you back in control of your life.

Debt Consolidation Loan rates are variable, depending on status.

Your monthly repayments will depend on the amount borrowed and term.

You may freely reprint this article provided the author's biography remains intact:

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

In The News:

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thestarpress.com/apps/pbcs.dll/article%3FAID%3D/20081012/BUSINESS/810120317/1046cid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNEGATKZ5B9tCd8pVUisTb4v_0Yd9gColumn: bDebt consolidation/b can lead to brighter future/abrfont size=-1font color=#6f6f6fMuncie Star Press,nbsp;INnbsp;-/font nobrOct 12, 2008/nobr/fontbrfont size=-1Other things to consider when choosing a bdebt consolidation/b loan are any additional expenses, such as closing costs, processing fees and prepayment b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.londonstockexchange.com/en-gb/pricesnews/investnews/article.htm%3FArticleID%3D18817930cid=1255484992ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNFSdJpAycNSkAqfObUyNK4P68B6pgbConsolidation/b loans fail to stem tide of bdebt/b/abrfont size=-1font color=#6f6f6fLondon Stock Exchange,nbsp;UKnbsp;-/font nobrOct 8, 2008/nobr/fontbrfont size=-1In a study conducted by moneysupermarket.com it was discovered that of the 31 per cent of people who have taken out a bdebt consolidation/b loan almost two b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.moneynews.co.uk/5513/moneysupermarket-borrowers-going-deeper-into-the-red/cid=1255484992ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNGfJ-reV0r9ygmAaXrxPXOawBdaQQMoneysupermarket: Borrowers going deeper into the red/a font size=-1 color=#6f6f6fnobrMoney News/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255484992hl=ennobrall 3 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://business.maktoob.com/NewsDetails-20070423190054-Spains_Santander_takes_harvest_of_troubled_banks_to_US.htmcid=1257002046ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNHyKrVM5_p2fmwHGangP5ZHcqWnqAimg src=http://news.google.com/news?imgefp=MBl53rOyYBQJimgurl=business.maktoob.com/BusinessImages/News/20070423190054/Feature.jpg width=80 height=48 alt= border=1brfont size=-2Maktoob Business (press release)/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5haAuafAbTQdnKU0OSuUp947L_qOwD93Q26A00cid=1257002046ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNG2E44PumCGz3VQgVgMsjb0V4K70wSpain#39;s Banco Santander buying rest of Sovereign/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1b.../b zone by market capitalization, extends a wave of bconsolidation/b as the banking industry struggles to deal with a load of soured mortgage-related bdebt/b. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.projo.com/business/content/BZ_SOVEREIGN1014_10-14-08_J8BTV29_v13.3221129.htmlcid=1257002046ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNGEaFyVF1kYUj8tkz74n3kMcx9RQQSpanish bank to acquire Sovereign for $1.9 billion/a font size=-1 color=#6f6f6fnobrProvidence Journal/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://news.moneycentral.msn.com/provider/providerarticle.aspx%3Ffeed%3DBCOM%26date%3D20081014%26id%3D9268273cid=1257002046ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNGlC0JPTdcPaFvtmxU7WqUQyrfvmQMarket Report -- Story Stocks (SOV)/a font size=-1 color=#6f6f6fnobrMSN Money/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1257002046hl=ennobrall 835 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://myvesta.org/articles/articles/164/1/RITA-ASKS-aSHOULD-WE-CONSOLIDATE-OUR-DEBTa/Page1.htmlcid=1256604239ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNFAiKBFye_YXnBQNs2TMCS5hAtJSwRITA ASKS “SHOULD WE CONSOLIDATE OUR bDEBT/b?”/abrfont size=-1font color=#6f6f6fMyvesta US,nbsp;TXnbsp;-/font nobrOct 11, 2008/nobr/fontbrfont size=-1We are $39000.00 in bdebt/b. HELP Thank you for writing to me for help. bDebt consolidation/b is often the first and only solution that comes to mind when people b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://myvesta.org/articles/articles/163/1/MARY-LOU-WRITES-IN-AND-WANTS-TO-KNOW-aWHY-DOES-MY-CREDIT-SCORE-KEEP-GOING-DOWNa/Page1.htmlcid=1256604239ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNEvrw2DRqUCG5B0kUqj-ArrNVHx-QMARY LOU WRITES IN AND WANTS TO KNOW “WHY DOES MY CREDIT SCORE b.../b/a font size=-1 color=#6f6f6fnobrMyvesta US/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256604239hl=ennobrall 2 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.pressemeldungen.at/48275/debt-consolidation/cid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNG7MU1kOMdVBxuHpfKdRyCwIL294Qbdebt consolidation/b/abrfont size=-1font color=#6f6f6fPressemeldungen.at (Pressemitteilung),nbsp;Austrianbsp;-/font nobrOct 5, 2008/nobr/fontbrfont size=-1If you buy a cup of coffee every day for $1.00 (an awfully good price for a decent cup of coffee, nowadays), that adds up to $365.00 a year. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mcall.com/business/custom/consumeradvice/all-smart.6627726oct14,0,7818546.storycid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNF1Hg7DBmFdkWhjkUelwAy0eK2HawChapter 7 an unpleasant alternative/abrfont size=-1font color=#6f6f6fAllentown Morning Call,nbsp;PAnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1Are bdebt/b-bconsolidation/b services a good approach? Is Chapter 7 a possibility given my income? Is bankruptcy really that traumatic? b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.express-press-release.net/53/Credit%2520crunch%2520affects%2520debt%2520consolidation%2520options.phpcid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNEB7gzHu-cQLdAGb8HKTzKvY9280wCredit crunch affects bdebt consolidation/b options/abrfont size=-1font color=#6f6f6fExpress Press Release (press release),nbsp;NVnbsp;-/font nobrSep 30, 2008/nobr/fontbrfont size=-1Press Release Body: Commenting on recent changes to the credit market, bdebt consolidation/b experts DebtAdvisersDirect.com reminded consumers in bdebt/b of the b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.debtmanagementtoday.co.uk/newsstory%3Fid%3D179%26type%3Dnewsfeature%26title%3Ddebt_crisis_deepenscid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNHaqTLx4Esv4Itjo8ygoxMy7xaiJwbDebt/b crisis deepens/abrfont size=-1font color=#6f6f6fDebt Management Today,nbsp;UKnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1The findings show that while bdebt consolidation/b can help in organising personal finance, consumers must be incredibly disciplined to follow the scheme b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bestsyndication.com/%3Fq%3Dnode/18389cid=1252345345ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNGDGGK2HpMl1KiedLkT4QCIcBL9BQimg src=http://news.google.com/news?imgefp=3QAxCqPRhAwJimgurl=www.bestsyndication.net/images_com/2008/08_august/12/200890812_quicklaunch_suit_picture-1.jpg width=80 height=56 alt= border=1brfont size=-2Best Syndication/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bestsyndication.com/%3Fq%3Dnode/18258cid=1252345345ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNHBEnIYMa02MR5F1wEUXbBIJbPAuwbDebt Consolidation/b Loan: Get And Pay Off Multiple Loans Easily/abrfont size=-1font color=#6f6f6fBest Syndication,nbsp;CAnbsp;-/font nobrSep 29, 2008/nobr/fontbrfont size=-1That is why the bDebt consolidation/b loans is being provided. These are for those borrowers who are seeking help for paying debts off. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bestsyndication.com/%3Fq%3Dnode/18267cid=1252345345ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNGpJSnV487gKzQPQp6vFNjVj09TfQbDebt/b Management Solution: Approach The Experts To Be bDebt/b Free/a font size=-1 color=#6f6f6fnobrBest Syndication/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1252345345hl=ennobrall 2 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bestsyndication.com/%3Fq%3Dnode/18285cid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNEPHXfyXCOqbGc4m-nkmOocPp9QpQimg src=http://news.google.com/news?imgefp=gFCv1VnZaooJimgurl=www.bestsyndication.net/images_com/2008/08_august/14/20080814_graph.jpg width=80 height=49 alt= border=1brfont size=-2Best Syndication/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bestsyndication.com/%3Fq%3Dnode/18285cid=0ei=x6b0SNq5IKiY6AO9tOiTDQusg=AFQjCNEPHXfyXCOqbGc4m-nkmOocPp9QpQbDebt Consolidation/b and the Financial Markets/abrfont size=-1font color=#6f6f6fBest Syndication,nbsp;CAnbsp;-/font nobrSep 29, 2008/nobr/fontbrfont size=-1This is one reason it’s difficult for banks and other financial institutions to provide credit, whether it’sa mortgage or a bdebt consolidation/b loan, b.../b/font/div/font/td/tr/table
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