Debt Consolidation and Personal Finances: Learn the Truth!

An inability to manage credit, growing debt and bankruptcy are all major problems today. On an average day, over 8,000 people file bankruptcy in the United States alone. The Internet is rife with companies that promise help and salvation; to the uninitiated, their words and assurances prey upon those wanting a painless solution.

The January post-holiday credit card bills are often the proverbial straw that breaks the camel's back, where families now have to face the problem of how to pay for the holiday gifts and celebrations without sliding further into debt.

Avoiding these problems, and recovering from overwhelming debt, are what Real Life Debt.com is all about: it's a resource site that's dedicated to helping you learn about your options with credit card debt, debit cards, debt management, debt counseling, privacy, deciding about bankruptcy (and the different types of bankruptcy), and more.

Founder Dave Taylor explains "As a private, independent initiative, we're sure that you'll find Real Life Debt.com to be an excellent resource for understanding and managing your own financial issues. To ensure accuracy, the materials on this site are all from the United States government: one goal of Real-Life-Debt.com is to help people find the excellent material produced by the Federal Trade Commission, Federal Reserve, Consumer Information Center, and similar organizations."

In addition, Real Life Debt also features a weblog (a "blog") with postings from different individuals who share their own challenges managing their personal finances, including bankruptcy, credit card penalties, and much more.

Real Life Debt is an unbiased source of credit card, debt management, privacy and bankruptcy information, without commercial sponsors or a sales pitch. To ensure accuracy, much of the material is from U.S. government sites.

Dave Taylor has been involved with the Internet since 1980. He's written sixteen technical and business books including the best-selling "Creating Cool Web Sites", and his most recent projects are startup 101 info and Ask Dave Taylor.

Response to "Unconditional Debt Relief is Not the Answer for ...
Ghana Dot, Ghana - Jul 7, 2008
Further, the Jubilee Act recognizes and works to end the unsustainable ‘lend and forgive cycle’ that has brought on the need for debt relief. ...
US Jubilee Act rewards past African leaders reckless behavior Ghana Dot
all 2 news articles

NDTV.com
Debt relief Waiving, not drowning
Economist, UK - Jul 3, 2008
In Sikandrabad one farmer could not quite believe that the pink slip he had been given released him from 25000 rupees of debt. But others did not get the ...
Banks in JK identify 34000 beneficiaries for debt relief GreaterKashmir.com (press release)
Union Bank completes farm-loan waiver, relief programme Hindu Business Line
Himachal government urges to Centre to look into debt relief ... myHimachal
Business Standard - NDTV.comall 81 news articles

Obama Donors Aren’t Rushing to Aid Clinton
New York Times, United States - 9 hours ago
... but what I think the sensible elements of good will are trying to achieve is debt relief for Hillary consistent with getting Barack elected president,” ...

Nigeria: G8, Poverty And Africa
AllAfrica.com, Washington - Jul 8, 2008
We have some aid, but not enough, some debt relief but not enough and virtually nothing on trade. Once again Africa's people have been short-changed. ...

Ecuador Debt Policy Hinges on Audit, New Finance Minister Says
Bloomberg - 7 hours ago
... audit will be crucial,'' Salgado, a 55-year-old economist who studied in Mexico and France, told reporters today after an event on debt relief in Quito. ...

Daily Star - Lebanon
Report: United Arab Emirates cancels Iraqi debt
The Associated Press - Jul 6, 2008
Iraqi officials also have been appealing for relief of at least $67 billion in foreign debt — owned mostly to Arab countries that have been reluctant to ...
UAE retires Iraqi debt Hot Air
UAE wipes out Iraq debts Aljazeera.net
all 554 news articles

Dhumal writes to FinMin for debt relief anomalies
Business Standard, India - Jul 3, 2008
... has sought removal of numerous anomalies in the Union government's debt relief scheme so that majority of farmers of the hill state could be benefitted. ...

Syndicate bank extends debt waiver relief to 3.93-lakh farmers
Hindu, India - Jul 2, 2008
The bank said it is confident of completing the total process of handing over debt waiver and debt relief certificates to the eligible farmers latest by ...
Kerala banks display debt waiver lists Business Standard
all 5 news articles

Hard issues hit G8
Joy Online, Ghana - 22 hours ago
Loans were approved for countries that already qualified for debt relief under the Heavily Indebted Poor Country (HIPC) Initiative. ...

$7bn debt relief
Gulf Daily News, Bahrain - Jul 6, 2008
ABU DHABI: The UAE yesterday waived Iraq's debt of nearly seven billion dollars and named an envoy to Baghdad, in a twin boost timed with a visit by Iraq's ...

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