10 Reasons Santas Broke This Year -

Home
>
Holiday
>
10 Reasons Santas Broke This Year

10 Reasons Santas Broke This Year

1. Santa Spends More Than He Makes

Santa's paychecks are nothing to sneeze at, but he stays focused on his next raise. (Yes, of course Santa gets a raise each year!) He has no idea what it costs him to live the Santa life. He doesn't track his earnings nor his spending. Santa's got to provide for his reindeer, his horse and his North Pole home - just like the rest of us.

2. Santa Has No Emergency Account

Santa's transportation tends to break down right in the middle of major blizzards. Only last week, he had to whip out his credit card to pay for sleigh-towing. When Santa finally made it to the repair shop, he again had pay for the sleigh repair with credit. Just last year, he nearly had frost bite after his brand new sleigh had broken down.

3. Santa Lives Paycheck to Paycheck

Santa cashes his paycheck at the North Pole Bank, but most of the money gets spent before it makes its way to his checkbook. If it makes it there, most of the money is already owed to the credit card company. Santa has no other money set aside.

4. Santa Doesn't Enjoy Balancing His Checkbook

Santa forgets to balance the checkbook. He spends money, but is never sure what he has available to spend. Santa doesn't know how to build in some fun to help him enjoy working in his checkbook.

5. Santa Spends His Raises and Bonuses

Santa got a nice raise back in January, following his Bonus check in December (bonus based on number of chimneys completed for the year). He thought he'd have plenty of money this year. But Santa likes nice, updated equipment at all times. He bought brand new gear for all his reindeer, even though last year's would have done the job.

6. Santa Eats Most of His Meals Out

Since Santa's job requires that he spend a large amount of time traveling, Santa tends to eat out way too much. He also has to feed his reindeer each time he sits down to eat. The tips alone are enough to keep him in the poorhouse.

7. Santa Lives on the Edge

Santa keeps himself so busy that he can't sit down and plan his life. He hasn't set up a plan to build extra money into his checkbook, nor has he made a decision to actually save any of his money. Even setting up automatic deposit would be helpful. Another emergency could wipe him out. (No more Santa?)

8. Santa is Not Preparing for the Future

Santa, jolly fellow that he is, has no money set aside to work for him. He may end up working until his hair is much whiter (or gone). It's pretty much a given that Santa will need to replace that sleigh and maybe even some of the reindeer over the years. Because most of his money now goes to pay off credit cards, Santa just can't picture tucking away any money.

9. Santa Spends Too Much on R & R

Even Santa needs a little rest and relaxation after all that hard work. If he runs out of cash, he charges it. (No, I promised not to tell what Santa does for R & R. He does know who's been naughty or nice ...)

10. Santa Can't Stay Motivated

Santa gives himself a good lecture from time to time. He knows he should be doing better, but he just can't get any traction. Saving his money seems like an overwhelming obstacle. Santa hasn't discovered there are tricks out there to make saving money a fun thing, something he can look forward to doing.

About The Author

Darlene Arechederra offers simple, unique strategies to help you become a saver. She believes the trick is to discover which ideas work best for you -- because your money is not one-size-fits-all. Discover your *own* unique strategy today! Free weekly newsletter. http://www.RatRaceRemedies.com

In The News:

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.cbsnews.com/stories/2008/11/30/eveningnews/main4639070.shtml%3Fsource%3Dmostpop_storycid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNENkZajkO2NsWHENE5S_DGPAUuKWQimg src=http://news.google.com/news?imgefp=ciPmjK08ok0Jimgurl=wwwimage.cbsnews.com/images/2008/11/30/image4639067g.jpg width=80 height=60 alt= border=1brfont size=-2CBS News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DaLqPiB6k_l6U%26refer%3Dhomecid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFkPNVQhQ6V7v0xCsnjapGxKZ9YyQEarly Sales May Not Mean Strong bHolidays/b, Group Says (Update1)/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobr8 hours ago/nobr/fontbrfont size=-11 (Bloomberg) -- A post-Thanksgiving bump may not be enough to rescue what might be the worst bholiday/b season for US retailers in six years. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://newsminer.com/news/2008/dec/01/holidays-still-boon-alaska-retailers/cid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFbmIyVx90vKLdQX0yZqVWFM-7kggbHolidays/b still a boon for Alaska retailers/a font size=-1 color=#6f6f6fnobrFairbanks Daily News-Miner/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://marketnews.ca/news_detail.asp%3Fnid%3D4305cid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNEgO66acrv9Pu9BZPXGXZnawS4mLABlack Friday Results: bHolidays/b off to a Good Start/a font size=-1 color=#6f6f6fnobrMarketnews.ca/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thedailyjournal.com/article/20081128/NEWS01/81128001cid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNGIYcyhfhyKBxhrc5LSUEzG46-c4wReady? Set? Start shopping!/a font size=-1 color=#6f6f6fnobrVineland Daily Journal/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/news/newsfeeds/articles/apwire/3819ff543c1e3fac2440a4db73893efa.htmcid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNF3V3QSMUzRwQlx8RXnfrTtcQUAJgnobrCNNMoney.com/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.kentnewsnet.com/news/2008/12/01/News/A.NotSoGray.Black.Friday-3563600.shtmlcid=1276616290ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNG960ejy7flbu61i8HQtDRG_nIFSAnobrDaily Kent Stater/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276616290hl=ennobrall 1,403 news articles/nobr/a/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://news.idg.no/cw/art.cfm%3Fid%3DF0703105-17A4-0F78-31FF7B3E71406FC6cid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNH_yfKjFZ1c-VxLsm-pfokHXE0F1gimg src=http://news.google.com/news?imgefp=cWe239RvoZUJimgurl=news.idg.no/images/F13F9CFF-17A4-0F78-316BE92AF6919EFA.jpg width=80 height=57 alt= border=1brfont size=-2Computerworld/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ajc.com/services/content/printedition/2008/11/30/etailing.htmlcid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFdvLo7GGcvJCBxFE1nzPojFm5agwE-tailers expect 8% bump for bholidays/b/abrfont size=-1font color=#6f6f6fAtlanta Journal Constitution,nbsp; USAnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1By Bob Keefe If there’s any good news for retailers this bholiday/b season, it may be online. While retailers brace for declines in sales at traditional b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.globalsurfnews.com/news.asp%3FId_news%3D37791cid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNEOpIpd7Pi1ybOItUN0yHD2MGBYxQOnline spending forecasted to be flat through bHolidays/b/a font size=-1 color=#6f6f6fnobrGlobal Surf News/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://blogs.consumerreports.org/cars/2008/12/best-gps-prices.htmlcid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNEPSjoqQmPEVuzW1lW3zE4UuMc1bQCyber Monday and beyond - GPS deals for the bholidays/b/a font size=-1 color=#6f6f6fnobrConsumer reports/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.istockanalyst.com/article/viewiStockNews%2Barticleid_2840164.htmlcid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFbYCGFO62-UnewtXEO1TRynSwruwCyber Sales Mark 2nd Launch Pad for bHolidays/b/a font size=-1 color=#6f6f6fnobristockAnalyst.com (press release)/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Dont-Let-That-Online-Bargain/story.aspx%3Fguid%3D%257B3A7C3706-B590-417C-9E6F-FF68E1F85150%257Dcid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNH7SoqQUIetRlX7Lmuo-RJWxL8IQwnobrMarketWatch/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketingvox.com/online-consumers-to-spend-less-in-stores-for-holidays-042105/cid=1273809014ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNG17R2JQjdlu6uMhbgr8bYSXMicngnobrMarketing Vox News/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1273809014hl=ennobrall 1,516 news articles/nobr/a/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Dressing-Home-Holidays-Decor-Ideas/story.aspx%3Fguid%3D%257BE143B081-8F4F-4885-ABE7-58A91B89A499%257Dcid=1276464244ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFem-YoY1sb-daFG_Ypo7lrhpdmpwDressing the Home for the bHolidays/b - Decor Ideas To Make Spirits b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr11 hours ago/nobr/fontbrfont size=-1To help set the stage for bholiday/b memories, the designers at Art amp; Artifact offer simple ideas to accent the home for the bholidays/b. b.../b/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mercurynews.com/travel/ci_11113256cid=1276622317ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNHAYl0p8fm-FCf3AWB20UAzkpYjewSpend part of your bholidays/b in San Francisco/abrfont size=-1font color=#6f6f6fSan Jose Mercury News,nbsp; USAnbsp;-/font nobr2 hours ago/nobr/fontbrfont size=-1By ROGER PETTERSON AP Writer Take a few spins on an ice rink within view of San Francisco Bay as part of your bholiday/b celebrations this year, b.../b/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://sify.com/finance/fullstory.php%3Fid%3D14808348cid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNH825fjMwtTLP7FOk5dbDOe7rqOzgimg src=http://news.google.com/news?imgefp=r7HBD6Scg1AJimgurl=im.sify.com/sifycmsimg/nov2008/Finance/14808323_shopping_200.jpg width=80 height=50 alt= border=1brfont size=-2Sify/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.siude.com/news/2008/12/01/Columns/Still.Hope.For.The.Holidays-3563258.shtmlcid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNHn5SN1myS4_BTqL33_ulnyeO-3hQStill hope for the bholidays/b/abrfont size=-1font color=#6f6f6fSIU - Daily Egyptian,nbsp;ILnbsp;-/font nobr18 hours ago/nobr/fontbrfont size=-1The absurdity of American bholiday/b consumerism raised its twisted head over the weekend when a Wal-Mart worker was trampled to death by a pack of frothing b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mndaily.com/2008/11/29/holidays-time-giftcid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNEDdY2Oje34G2jLIDbrP7DhQP2lPwFor the bholidays/b, time is the gift/a font size=-1 color=#6f6f6fnobrMinnesota Daily/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mercurynews.com/ci_11083929%3Fsource%3Dmost_viewedcid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNFnEIZJEqTwqNtGFxQplxpCsQGCrwTV deals should last through the bholidays/b/a font size=-1 color=#6f6f6fnobrSan Jose Mercury News/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.startribune.com/business/34915439.html%3Felr%3DKArksLckD8EQDUoaEyqyP4O:DW3ckUiD3aPc:_Yyc:aULPQL7PQLanchO7DiUlcid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNHJxzKfByNhZGYZop4adWleVSGyMwbHolidays/b have retailers boxed in/a font size=-1 color=#6f6f6fnobrMinneapolis Star Tribune/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.americanchronicle.com/articles/83288cid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNHda4DWV72aBiU1mHYfyx5SaJdH9AnobrAmerican Chronicle/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.kccall.com/article.cfm%3Farticleid%3D3050cid=1276642202ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNGOIDfjnS6M-0YoSl-1AUjbv3s10QnobrKansas City Call/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1276642202hl=ennobrall 2,304 news articles/nobr/a/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Elf-The-Shelf-Flies-Back/story.aspx%3Fguid%3D%257B31CDD8FE-C7CA-4519-9B82-C8B2C8C10512%257Dcid=1276646917ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNGwgBrSLuYBHfxqk-pSHjSQs0d9sQ#39;Elf on The Shelf#39; Flies Back for the bHolidays/b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr11 hours ago/nobr/fontbrfont size=-1ATLANTA, Dec 01, 2008 /PRNewswire via COMTEX/ -- Year after year, children are baffled by the mystery of how Santa knows if they#39;ve been naughty or nice. b.../b/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.goerie.com/apps/pbcs.dll/article%3FAID%3D/20081201/LIFESTYLES06/312019973/-1/LIFESTYLES21cid=1276409610ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNHpb1nuacbUME-synxECFj-Ri1fLQI prefer to celebrate bholidays/b quietly, alone/abrfont size=-1font color=#6f6f6fGoErie.com,nbsp;PAnbsp;-/font nobr16 hours ago/nobr/fontbrfont size=-1Dear Abby: Now that the year-end bholidays/b are here, I find myself once again in the sometimes difficult position of having to explain to acquaintances and b.../b/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ajc.com/services/content/printedition/2008/11/30/primer.htmlcid=1276621123ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNG4-uya46Je9zGL6Qxo7KlWbam7MQbHolidays/b in Georgia (Yule be surprised!)/abrfont size=-1font color=#6f6f6fAtlanta Journal Constitution,nbsp; USAnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1Yet there are a surprising number of bholiday/b traditions that have Georgia connections —- and ones that we’ve localized in interesting ways. b.../b/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Beyonce-Solange-Bring-Hope-Holidays/story.aspx%3Fguid%3D%257BB9DB0824-7931-4567-9A87-70862F838F22%257Dcid=1276655309ei=BF40SbySN42A7QP6hLivDQusg=AFQjCNE44DbKXvHEvHM6m68BSZt5FjRMkgBeyonce and Solange quot;Bring Hope to the bHolidays/bquot; on Fuse/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr52 minutes ago/nobr/fontbrfont size=-1Fuse celebrates the bholidays/b with a Knowles sisters#39; intimate hometown performance - quot;Beyonce and Solange: Hope for the bHolidays/b.quot; The concert will benefit b.../b/font/div/font/td/tr/table

holidays - Google News