3 Important Moving Insurance Tips

Because of the many problems that can occur when you hire a moving company to transport your goods, the moving companies are required some basic insurance of your goods. Even with this basic insurance, purchasing additional coverage might be needed.There are two common forms of additional insurance: replace value coverage and basic liability which means the actual cash value or the declared value protection.

First Tip : As a percent, the chance to fill a claim after a move is one in three, keep that in mind even if it's for small amounts. The standard for basic liability insurance is about $.30 to $.60 per pound per item so if an item weights 50 pounds the mover's liability is $30 on that item.If you choose declared value protection you can decide your items value and the mover is liable for that value. In the case your items are stolen, you and the moving company will rely on the sum value that you stated in the moving agreement. If you choose replacement value coverage the mover is liable if your item is stolen or it breaks, and that's that. As an example, if your item is stolen, with replacement value coverage you receive a brand new one, with actual cash value coverage you get the cash value of your 5 year old item.

Second Tip : Checking the accuracy of the inventory on the moving company sheet should be done, once before the move and again when the transport has reached the final destination. You should look at the number and condition mentioned there. On the day of delivery, in case you find broken items or find that items are missing you should leave all the broken items in their packaging and while the movers crew is still there, create a list of all the damages and lost items with the in charge person from the moving company, the list should be file with your signature and the signature of the person in charge. Call the next day to be sure the claim has been reported. If damages are found the next day, they should be reported ASAP.

Third Tip : All the move related paperwork should be kept in a safe place until claims have been resolved, if you unfortunately have any. Make sure you carefully red all paperwork, bill of ladding and the property sheet, before you put your signature on them.

Knowing this three moving tips you will sure have a easy move.

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.earlycountynews.com/news/2008/1008/other_news/030.htmlcid=1255290971ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNGYTS_pITBIOb_u9yG5sHJIbAiSagbInsurance/b commissioner offers assistance/abrfont size=-1font color=#6f6f6fEarly County News,nbsp;GAnbsp;-/font nobr6 hours ago/nobr/fontbrfont size=-1Georgia residents with binsurance/b problems or questions can receive assistance directly from the commissioner#39;s office by contacting his binsurance/b b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://newsblogs.chicagotribune.com/triage/2008/10/what-if-i-get-s.htmlcid=1255365038ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNEX1vLS0sE76HP5vIm2Gt5PGLHdzAWhat if I get sick and need binsurance/b? The candidates#39; proposals/abrfont size=-1font color=#6f6f6fChicago Tribune,nbsp;United Statesnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1What will happen to me if I get sick and need health binsurance/b? What if I lose my job in this unsettled economy and then find out I have cancer? b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/research-markets-slovenia-insurance-report/story.aspx%3Fguid%3D%257BF1ED04C9-6109-467F-B9B1-ABE012E2DC4A%257D%26dist%3Dhpprcid=1255117146ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNFR-hwCN8n2fXUPcARMz5zqgDLprgResearch and Markets: Slovenia bInsurance/b Report Q3 2008 - In 2007 b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr18 hours ago/nobr/fontbrfont size=-1Slovenia bInsurance/b Report Provides Independent Forecasts And Competitive Intelligence On Slovenia#39;s bInsurance/b Industry. In Q308, the key change is that we b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.earthtimes.org/articles/show/taiwan-insurance-report-q3-2008,571292.shtmlcid=1255117146ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNHlJkL2Ks2yFr8ZvfnE-7108iy1gATaiwan bInsurance/b Report Q3 2008 Provides Independent Forecasts And b.../b/a font size=-1 color=#6f6f6fnobrEarthtimes (press release)/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/singapore-insurance-report-q3-2008/story.aspx%3Fguid%3D%257B616E729D-4BC5-49F6-B896-0DCB17CACD1C%257D%26dist%3Dhpprcid=1255117146ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNFZBEOw84DGO1MW1IvDEfA1fVBaTwSingapore bInsurance/b Report Q3 2008 Is Available Now/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255117146hl=ennobrall 53 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/narragansett-bay-insurance-company-succeeds/story.aspx%3Fguid%3D%257BC609FE72-6C46-4BA3-9CAE-B6BF991FE0F4%257D%26dist%3Dhpprcid=1255130698ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNHDYm3M570YpQ2iAhz7y4EAJw2G5ANarragansett Bay bInsurance/b Company Succeeds to Adirondack b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr17 hours ago/nobr/fontbrfont size=-1PAWTUCKET, RI, Oct 07, 2008 /PRNewswire via COMTEX/ -- Narragansett Bay bInsurance/b Company announced that it has entered into a renewal rights agreement with b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.insurancejournal.com/news/east/2008/10/07/94412.htmcid=1255130698ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNE_kU3CSDXwEx4fz2JtPMR9EACBsgRenewal Rights Agreement Bolsters Narragansett Bay in New York/a font size=-1 color=#6f6f6fnobrInsurance Journal/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255130698hl=ennobrall 9 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.canada.com/windsorstar/news/business/story.html%3Fid%3D861143cid=1255363795ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNHyEzTKCCcISYLaL55U7CEhYQOQOQimg src=http://news.google.com/news?imgefp=nMoyEsTR-xIJimgurl=a123.g.akamai.net/f/123/12465/1d/www.canada.com/windsorstar/news/business/861144.bin%3Fsize%3Dl width=80 height=80 alt= border=1brfont size=-2Windsor Star/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.businessweek.com/ap/financialnews/D93LOSN01.htmcid=1255363795ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNEunp1x5PTLiHq2KfbAU2lf_b9OnQFDIC approves bank fee increase for binsurance/b fund/abrfont size=-1font color=#6f6f6fBusinessWeeknbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1Federal Deposit bInsurance/b Corp. Chairman Sheila Bair made the proposal -- which will raise the average binsurance/b premiums paid by banks and thrifts to 13.5 b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.iht.com/articles/ap/2008/10/06/america/FDIC-Bair.phpcid=1255363795ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNHM9q2zegxa4dGp0RReLDO4t_wUqwFDIC chair: Higher binsurance/b to boost confidence/a font size=-1 color=#6f6f6fnobrInternational Herald Tribune/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/americasMergersNews/idUSN0747464320081007cid=1255363795ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNGE_IzqrEv505tlDHsxCggC6JXkcwWells could win 75-80 pct Wachovia deposits-source/a font size=-1 color=#6f6f6fnobrReuters/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601103%26sid%3Da5vbF7m0NhLs%26refer%3Dnewscid=1255363795ei=QVjsSO_7K6Xg6gPOmOz8CAusg=AFQjCNFvvIGmZz3PaNCXl8_2k1lOhXiMzgWells Fargo#39;s East Coast Expansion Requires Unprecedented Risk/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255363795hl=ennobrall 572 news articles/nobr/a/font/div/font/td/tr/table
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