Car Insurance Advice for Young Drivers in the UK

Over the course of the last ten years, car insurance for young drivers in the UK has increased substantially.

This has caused many problems for new drivers with premiums averaging £1300 for a newly qualified 17 year old male driver.

Young female drivers pay a lot less for their policies due to their reduced risk of being involved in an accident. EEC law is looking to make this a discrimination issue but insurance companies and representative groups are opposing this move.

The main factors which will effect your insurance premium are listed below;

The Vehicle - Choosing the right vehicle will have a massive impact on your premium. As a guide, look at the insurance group of the car. The grouping structure runs from Group 1 to Group 20 and your insurance premium will increase as you move through the groups. Use the link below to our web site and use the car grouping guide which will give you an indication of which vehicles fall into which groups. Do not however rely on either guesswork or a basic group guide when choosing a car. Even a subtle difference in model of vehicle could effect your premium massively - Get quotes on every type of car you are looking at before deciding on buying one.

Where you live - Not a lot you can do about this but in some areas of the UK you are twice as likely to have your car stolen. In London you are 50% more likely to be involved in an accident - Your premium will reflect where you lice.

Pass Plus - If you have just passed your test, seriously consider pass plus. This will give you discounts of up to 20% off your insurance premium. The course costs £120 so can be very effective at saving you money and improving your driving skills.

Type of Cover - As a first time driver you will normally be restricted to third party fire and theft cover because of the costs involved. Consider third party only cover also.

There are no shortcuts when insuring your first car but there is a silver lining to that horrible first premium. A safe years driving will result in a drop in your premium of around 50% in the following year.

17 to 40 is a web site dedicated to providing information and quotes for young driver insurance in the UK

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Meadowbrook-Insurance-Group-Inc-CEO/story.aspx%3Fguid%3D%257BC7A18FD0-FF97-4AA9-92AE-D946FF2A5FC8%257Dcid=1272910679ei=3JsoSajWIYLg6APBncVIusg=AFQjCNHP1xtgH0Sn-KWeR_QfSzB6QuqswQMeadowbrook bInsurance/b Group, Inc. CEO to Present at FBR Capital b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobrNov 21, 2008/nobr/fontbrfont size=-1Mr. Cubbin#39;s presentation to the conference will be available December 3, 2008, on Meadowbrook bInsurance/b Group#39;s corporate web site at www.meadowbrook.com. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/Specialty-Underwriters-Alliance-Present-2008/story.aspx%3Fguid%3D%257B83016D10-73A2-4AB4-884F-EDF53AC53AD9%257Dcid=1272910679ei=3JsoSajWIYLg6APBncVIusg=AFQjCNH8qSBEXVAMKE6UfIj594CDx10X9wSpecialty Underwriters#39; Alliance to Present at 2008 FBR Capital b.../b/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1272910679hl=ennobrall 36 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.masslive.com/news/index.ssf/2008/11/massmutual_promotes_pair_in_su.htmlcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNFGL6rNLPLmLH6TKY_dmegapKSNpQimg src=http://news.google.com/news?imgefp=HdAjaJYgZnQJimgurl=blog.masslive.com/breakingnews/2008/11/medium_112108photo05.jpg width=59 height=80 alt= border=1brfont size=-2The Republican - MassLive.com/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/MassMutual-Announces-Promotions-Two-Co/story.aspx%3Fguid%3D%257BABFD6B7E-54B4-444B-8316-A207BA426411%257Dcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNGVb9Tc8Mm7uaM3B_J1YuxKJ_1NmgMassMutual Announces Promotions for Two Co-Chief Operating Officers/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobrNov 21, 2008/nobr/fontbrfont size=-1William F. Glavin Jr., Co-Chief Operating Officer and Executive Vice President, US bInsurance/b Group, MassMutual, has been appointed CEO of OppenheimerFunds, b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bizjournals.com/boston/stories/2008/11/17/daily68.htmlcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNHFCn89L0JOPBoYR2iq9QpfrI9vvAMassMutual Life promotes COOs/a font size=-1 color=#6f6f6fnobrBizjournals.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.pionline.com/apps/pbcs.dll/article%3FAID%3D/20081121/DAILY/811219977cid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNGJv9FC-UGgoIeNRnKUkGmBsySCvAShake-up at OppenheimerFunds, MassMutual/a font size=-1 color=#6f6f6fnobrPensions Investments/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.masslive.com/news/index.ssf/2008/11/massmutual_promotes_pair_in_su.htmlcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNFGL6rNLPLmLH6TKY_dmegapKSNpQMassMutual promotes pair in succession plan/a font size=-1 color=#6f6f6fnobrThe Republican - MassLive.com/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.investmentnews.com/apps/pbcs.dll/article%3FAID%3D/20081121/REG/811219987/1029/INSURANCEcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNEceb8gamxx3y-UeB1wBwjb8zD8mgnobrInvestmentNews/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/William-F-Glavin-Jr-Named/story.aspx%3Fguid%3D%257B090CCDCB-1458-4EFB-8D79-FE52BC64B910%257Dcid=1272940630ei=3JsoSajWIYLg6APBncVIusg=AFQjCNG7jxdxS_mB0ShN0LfTqsRjJ34N9QnobrMarketWatch/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1272940630hl=ennobrall 45 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/news/local/massachusetts/articles/2008/11/21/mass_ag_says_insurance_company_favors_homeownerscid=1272969115ei=3JsoSajWIYLg6APBncVIusg=AFQjCNH_y9Wjw-fL-oZ1Bmi5q2zj4BLjoQMass. AG says binsurance/b company favors homeowners/abrfont size=-1font color=#6f6f6fBoston Globe,nbsp;United Statesnbsp;-/font nobrNov 21, 2008/nobr/fontbrfont size=-1BOSTON—State Attorney General Martha Coakley has asked for a review of Premier bInsurance/b Company#39;s new auto binsurance/b rate, claiming the company is b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bostonherald.com/business/general/view.bg%3Farticleid%3D1133988%26srvc%3Dbusiness%26position%3D4cid=1272969115ei=3JsoSajWIYLg6APBncVIusg=AFQjCNGm1_NfPRZdJ4zibloUewJBekK3KwAG Coakley alleges discrimination by Premier bInsurance/b/a font size=-1 color=#6f6f6fnobrBoston Herald/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.turnto10.com/jar/news/local/article/ag_requests_to_review_new_insurance_rates/7548/cid=1272969115ei=3JsoSajWIYLg6APBncVIusg=AFQjCNFaXtPn4y3ZercdfnoHu-Fq6T0BuQAG requests to review new binsurance/b rates/a font size=-1 color=#6f6f6fnobrTurn to 10.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.insurancejournal.com/news/east/2008/11/21/95735.htmcid=1272969115ei=3JsoSajWIYLg6APBncVIusg=AFQjCNE7-QhUnM4jq0rN_uUs2-SWfbrchgMassachusetts AG Wants Hearing on bInsurance/b Company#39;s Auto Rates/a font size=-1 color=#6f6f6fnobrInsurance Journal/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://news.bostonherald.com/business/general/view/2008_11_22_Attorney_General:_Insurer_discriminates/srvc%3Dhome%26position%3D4cid=1272969115ei=3JsoSajWIYLg6APBncVIusg=AFQjCNEkh-lYKsmls0DXF-XNpDqqJyjpiQnobrBoston Herald/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1272969115hl=ennobrall 10 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.foxnews.com/story/0,2933,456224,00.htmlcid=1273038827ei=3JsoSajWIYLg6APBncVIusg=AFQjCNEYla9AZiKYRqsnaqxZkCY0cgxxYwbInsurance/b Companies May Soon Cover Maggot Therapy/abrfont size=-1font color=#6f6f6fFOXNewsnbsp;-/font nobrNov 21, 2008/nobr/fontbrfont size=-1b.../b from the modern American medical establishment, which could make it easier for patients and doctors to get binsurance/b reimbursement for this treatment. b.../b/font/div/font/td/tr/table
insurance - Google News


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