Eleven Money-Saving Auto Insurance Tips for Senior Drivers -

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Eleven Money-Saving Auto Insurance Tips for Senior Drivers

Eleven Money-Saving Auto Insurance Tips for Senior Drivers

Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.

1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.

2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don't have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.

3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.

4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.

5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.

6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.

7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.

8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.

9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.

10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.

11. Last but definitely not least, Check to see which companies offer specific 'Senior Discounts' While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.

Reprints of this article are allowed (and encouraged) for your site or newsletter with inclusion of a simple link to http://www.hometownquotes.com.

Matt McWilliams is one of the co-founders of HometownQuotes.Com, an online insurance quotes web site. He is originally from Pinebluff, NC and attended Middle Tennessee State University in 2002. He is considered an expert in the field of online insurance shopping and finding new ways to help consumers save money on their insurance. For more information visit http://www.hometownquotes.com

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://time.com/time/business/article/0,8599,1849023,00.html%3Fimw%3DYcid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNFrjnbVbJ92NO5v31CY1j3S7P7zaADespite the Turmoil, bInsurance/b Companies Appear Safe/abrfont size=-1font color=#6f6f6fTIMEnbsp;-/font nobrOct 10, 2008/nobr/fontbrfont size=-1Consumers could be forgiven for being jittery this week when news came that MetLife and The Hartford, two well known binsurance/b giants, had experienced huge b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/feeds/ap/2008/10/10/ap5536520.htmlcid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNF4cAs3zDjpskVjyQu43YJ5klnrgASector Snap: bInsurance/b companies fluctuate/a font size=-1 color=#6f6f6fnobrForbes/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/10/business/10place.htmlcid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNFrWwqr3G5PBiglll8dQtujoe5E_wMarket Place bInsurance/b Industry Joins Banking Giants on the Hot Seat/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.barrons.com/article/SB122350252742116839.html%3Fmod%3Dgooglenews_barronscid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNEbncHMoiyyYjh6VoFYIzKBN4KWvQConsider Staking a Claim in Allstate/a font size=-1 color=#6f6f6fnobrBarron's/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.straitstimes.com/Breaking%252BNews/Money/Story/STIStory_288533.htmlcid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNGBQaQ9740cEWaJ8EXZpvyYUZ981AnobrStraits Times/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/feeds/ap/2008/10/09/ap5532725.htmlcid=1255996111ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNEgg6TnowugfB4Zcnm20i9BFRArRAnobrForbes/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255996111hl=ennobrall 49 news articles/nobr/a/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/11/business/11credit.html%3Femcid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNGMenLEBkaxKIkP-F1lEzRqsjl5hAimg src=http://news.google.com/news?imgefp=7I1jyFQrzekJimgurl=graphics8.nytimes.com/images/2008/10/11/business/11lehman.190.jpg width=58 height=80 alt= border=1brfont size=-2New York Times/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/11/business/11credit.html%3Femcid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNGMenLEBkaxKIkP-F1lEzRqsjl5hAbInsurance/b on Lehman Debt Is the Industry’s Next Test/abrfont size=-1font color=#6f6f6fNew York Times,nbsp;United Statesnbsp;-/font nobr21 hours ago/nobr/fontbrfont size=-1David A. Paterson of New York, left, and Eric R. Dinallo, the binsurance/b regulator, want credit-default swaps regulated. Nearly three weeks after the Wall b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.globalresearch.ca/index.php%3Fcontext%3Dva%26aid%3D10535cid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNFRmrmfpnt7fIAHZit32k4GpZrhSgThe Next Derivatives Bloodbath: bInsurance/b Companies and Auto Makers/a font size=-1 color=#6f6f6fnobrCenter for Research on Globalization/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.venturacountystar.com/news/2008/oct/12/unregulated-swaps-seen-as-big-factor-in-wall/cid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNHqtWRQT8LT0YkOtzKhZ1nuCDe0KgUnregulated swaps seen as big factor in Wall Street collapse/a font size=-1 color=#6f6f6fnobrVentura County Star/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/business/2008/10/10/lehman-bonds-banking-biz-wall-cx_lm_1010auction.htmlcid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNGC1-hCdempgrZudVOPZY3UFrpIVQLehman Auction Leaves Cloudy Picture For Banks/a font size=-1 color=#6f6f6fnobrForbes/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.independent.co.uk/news/business/news/traders-worst-fears-realised-at-lehmans-auction-957953.htmlcid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNHIrtV6fkb9hv0L4eRsYuZQ7JWoNgnobrIndependent/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.todaysfinancialnews.com/investment-strategies/credit-default-swaps-a-blind-date-goes-wild-4718.htmlcid=1256028374ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNEucl9Aro9coNItNDyih74WtOVXNQnobrTodays Financial News/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256028374hl=ennobrall 234 news articles/nobr/a/font/div/font/td/tr/table

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.wwj.com/Michigan-Bank-Shutdown/3117833cid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNFro4nYSIyJLDriiIi5lp7OV5IyxQimg src=http://news.google.com/news?imgefp=yqdDfITJELQJimgurl=imgsrv.wwj.com/image/DbGraphic/200810/1084888.jpg width=80 height=65 alt= border=1brfont size=-2WWJ/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thestreet.com/story/10441964/1/two-more-us-banks-fail.html%3Fpuc%3Dgooglen%26cm_ven%3DGOOGLEN%26cm_cat%3DFREE%26cm_ite%3DNAcid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNHyYTOOgQm8Yy9mngffPQxbQJ1n9QTwo More US Banks Fail/abrfont size=-1font color=#6f6f6fTheStreet.comnbsp;-/font nobr22 hours ago/nobr/fontbrfont size=-1The Michigan Office of Financial and bInsurance/b Regulation shut down Main Street Bank of Northville, Mich., and the Federal Deposit bInsurance/b Corporation was b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601087%26sid%3DaqNGxkgoO5Hc%26refer%3Dhomecid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNEH25CiLhB_EDQO_O8LieVLvwK16QIllinois, Michigan Banks Shut by Regulators; Toll Climbs to 15/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chicagotribune.com/business/chi-sat-meridian-bank-oct11,0,4556722.storycid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNHIJ_5DsUCu5ozyYgsCapNb55t-0gMeridian Bank is closed by regulators/a font size=-1 color=#6f6f6fnobrChicago Tribune/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.freep.com/article/20081011/BUSINESS06/810110303/1019/BUSINESS06cid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNE6mbZEglRmPgfxrwJ_lT-reOCV1wRegulators shut Main St. Bank/a font size=-1 color=#6f6f6fnobrDetroit Free Press/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/ousiv/idUSTRE49995320081011cid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNFRh26cqLwA5ckNGo_6QO6NYikhIgnobrReuters/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thepeninsulaqatar.com/Display_news.asp%3Fsection%3DBusiness_News%26subsection%3Dmarket%2Bnews%26month%3DOctober2008%26file%3DBusiness_News2008101283659.xmlcid=1256248304ei=jAXySOHpA4Lg6AOzj5DLAwusg=AFQjCNHhrrtJrOVweIoMgkvkVar6SraLdAnobrPeninsula On-line/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256248304hl=ennobrall 93 news articles/nobr/a/font/div/font/td/tr/table

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