How to Reduce Car Insurance Premiums

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

You may freely reprint this article provided the author's biography remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/tiaa-cref-life-insurance-company-achieves/story.aspx%3Fguid%3D%257BE02196E3-C94C-42DC-A680-5CFF2F4599BC%257D%26dist%3Dhpprcid=1258232980ei=aVv2SMbEDaiY6APFxciNCQusg=AFQjCNG_tR5886OFzIclv7oa3csS3qQh0gTIAA-CREF Life bInsurance/b Company Achieves National Ethics b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr1 hour ago/nobr/fontbrfont size=-1quot;We are very proud to receive this recognition by IMSA,quot; said Eric Jones, CEO of TIAA-CREF Life bInsurance/b Company. quot;It illustrates the financial and ethical b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chicagotribune.com/news/chi-ap-wi-officerskilled,0,4742888.storycid=1258176413ei=aVv2SMbEDaiY6APFxciNCQusg=AFQjCNEUhGLFehQLWNegzUz4qwvDiMGUfAbInsurance/b company wins appeal in officer#39;s death/abrfont size=-1font color=#6f6f6fChicago Tribune,nbsp;United Statesnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1A Wisconsin appeals court says the estate of a police officer killed in a car crash six years ago cannot collect on his binsurance/b policy. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/american-integrity-insurance-company-launches/story.aspx%3Fguid%3D%257B60E95D92-20B6-4951-A82F-CC5AE00A3220%257D%26dist%3Dhpprcid=1258125160ei=aVv2SMbEDaiY6APFxciNCQusg=AFQjCNEbpKXNPhi1shB3y1opHIAMdp1P2gAmerican Integrity bInsurance/b Company Launches New Manufactured b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1TAMPA, Fla., Oct 15, 2008 /PRNewswire via COMTEX/ -- American Integrity bInsurance/b Company of Florida, headquartered in Tampa, launched the sale of its new b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/energi-holdings-completes-acquisition-conifer/story.aspx%3Fguid%3D%257BB948926C-1F65-4ED6-81AD-B3B3B1CECF89%257D%26dist%3Dhpprcid=1258164047ei=aVv2SMbEDaiY6APFxciNCQusg=AFQjCNFTMN7N7cW8D34RymuWOOTAPLwgkQEnergi Holdings Completes Acquisition of the Conifer Energy b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1Energi has become a leading financial services organization that specializes in providing risk management, program administration and binsurance/b brokerage b.../b/font/div/font/td/tr/table
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