Independent Insurance Agents Unite! Insurance and Financial Discussion Forums are all the Rage

The online discussion forum has emerged as the medium of choice for many Americans. Most recently, forum platforms like vBulletin, Infopop, and Snitz have enabled the novice webmaster to host and moderate their own forum. One of the areas that needs this type of medium the most is the Insurance and Financial Industry.

To give you a little background, the online discussion forum is an updated version of the old bulletin board of the nineties. Members can join, post, and browse topics at will. Free speech and a candid mood makes it all the more enjoyable. Some discussion forums even allow members to chat amongst themselves (is it a chick or a pea?) in private areas or send "PMs" (private messages) to each other if they do not want to share it among the other members of the forum. The thing that makes these more modern forums better is the fact that new posts and replies to posts are immediately sent to the subscribers email inbox.

So why is this good for the Insurance and Financial Advisor Industry? Well, there are several reasons. One is the fact that people out there need answers but are often intimidated by Insurance consultants and the like. Clients often do not want to be solicited to as a result of their simple curiosity...but they still need answers to critical and often confusing Insurance and Financial Related topics.

Take the Life Insurance Buyer for instance. Often times, they get on the internet, compare quotes and rates for term life insurance, whole life insurance, or universal life insurance only to get more confused. These clients need a way to communicate on an impartial, and perhaps anonymous basis with a professional who can help. What fuels the fire is the idea that these "window shoppers" may turn into clients for those Industry Professionals who earn that client's business through helpful assistance.

The other half of the public that participates in the forum format is the Insurance Agent or Financial Advisor. These members will answer questions posted at large to the forum and help the client with their questions. Insurance Agents and Financial Advisors (such as Bankers, Investment Brokers, and Mortgage Brokers) can also share information amongst themselves.

All the while, this online discussion format creates a virtual database of information ranging from investment issues, to health insurance issues, to life insurance issues. The forums are "searchable" and open for all to view and make use of.

Lastly, a benefit of these online discussion forums for insurance and financial advisors is the idea that members (and guests) can advertise their service. Advertising on a forum comes in the forum of "links" to the member's website, hyperlinks to their email address, and paid advertising links and banners that can be prominently placed by the host of the forum.

So if you ever have the need to discuss your insurance, financial, or investing situation, look for an online discussion forum - they're becoming increasingly popular!

By: Ashley Brooks, CLTC

Ashley is the marketing vice president for the Family Life Insurance Brokerage Business and has a background in Health & Financial Underwriting, Insurance Plan Design, and "best deal" shopping. Brokerage Services carries only A rated (or better) companies in their product portfolio and has been serving the needs of Independent Insurance Agents since 1977.

Life Insurance Agent Specializing in Life Insurance for Diabetics - Life Insurance For Diabetics and Diabetic Life Insurance

If you need a life insurance quotation, contact: Life Insurance Quotation

In The News:

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.pslweb.org/site/News2%3FJServSessionIdr001%3Ddtlpbzg2t1.app5b%26page%3DNewsArticle%26id%3D10101%26news_iv_ctrl%3D0cid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHNVIP8LT6BFV07CNzgZKJli4SLvQimg src=http://news.google.com/news?imgefp=-WoRYON0yM8Jimgurl=www.pslweb.org/images/content/pagebuilder/49477.jpg width=80 height=80 alt= border=1brfont size=-2Party for Socialism and Liberation/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.iht.com/articles/ap/2008/10/06/america/FDIC-Bair.phpcid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFoBsRLQCayMX6Q2Di_2m_jVd-siQFDIC chair: Higher binsurance/b to boost confidence/abrfont size=-1font color=#6f6f6fInternational Herald Tribune,nbsp;Francenbsp;-/font nobr15 hours ago/nobr/fontbrfont size=-1AP WASHINGTON: The head of the FDIC says the new increase in federal deposit binsurance/b limits will not solve all banking industry ills but will bolster b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/opinions/2008/10/06/fdic-banks-insurance-oped-cx_ll_1007lindsey.htmlcid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNE9awT-ctGH1V6jFXQK6o8jcN1CxQProtect The Payroll/a font size=-1 color=#6f6f6fnobrForbes/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/news/newsfeeds/articles/apwire/24cf64e72219482e624b336d2aad925c.htmcid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNGgbitYLsexy4c_kKC676BcOzfUgQFDIC head promises no taxpayer cost in borrowing/a font size=-1 color=#6f6f6fnobrCNNMoney.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.pslweb.org/site/News2%3FJServSessionIdr001%3Ddtlpbzg2t1.app5b%26page%3DNewsArticle%26id%3D10101%26news_iv_ctrl%3D0cid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHNVIP8LT6BFV07CNzgZKJli4SLvQFDIC deposit binsurance/b not a sure thing/a font size=-1 color=#6f6f6fnobrParty for Socialism and Liberation/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/ousiv/idUSTRE4956W120081006cid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHPccYLfEfITPQI0nLmm7Nq9cYctAnobrReuters/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/fdics-bair-calls-smarter-bank/story.aspx%3Fguid%3D%257BA1BB3D4F-BF8D-41FF-A172-30734820D9CC%257D%26dist%3Dmsr_1cid=1254965284ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNH-gx0pB6srxHMhfReClRBwX3IF6QnobrMarketWatch/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1254965284hl=ennobrall 133 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5jvtxghHXvPsVyvasEeBA8Gr9fZTgD93KV1980cid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFSRkkI-9_IHFMYGvWw5k3NBI4NLQimg src=http://news.google.com/news?imgefp=VY_l1cBuTxsJimgurl=ap.google.com/media/ALeqM5iGTsqyUCjFk5maoJcAgB1tQYv7Og width=80 height=46 alt= border=1brfont size=-2The Associated Press/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://biz.thestar.com.my/news/story.asp%3Ffile%3D/2008/10/7/business/2204060%26sec%3Dbusinesscid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHfUiygPlRmi1XSOFZl3I3X5r3r5AGroup still owns Fortis bInsurance/b/abrfont size=-1font color=#6f6f6fMalaysia Star,nbsp;Malaysianbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1PETALING JAYA: Fortis Group has confirmed its continued ownership of 100% participation in Fortis bInsurance/b International NV, following the recent b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/afxnewslimited/feeds/afx/2008/10/05/afx5510501.htmlcid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNG0MmrkKRi6AvH_Cc4VY041AX0fNgChina#39;s Ping An bInsurance/b to book 15.7 bln yuan loss from Fortis b.../b/a font size=-1 color=#6f6f6fnobrForbes/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chinadaily.com.cn/bizchina/2008-10/07/content_7083076.htmcid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFuWxLXObAdD77VdvorEuPQws2MOwPing An may lose 2b yuan on Fortis investment/a font size=-1 color=#6f6f6fnobrChina Daily/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ft.com/cms/s/0/5b8db7b6-93c7-11dd-9a63-0000779fd18c.htmlcid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNEKUwvXv14wkco8RrhJrictuzc23gPing An profits wiped out by bank collapse/a font size=-1 color=#6f6f6fnobrFinancial Times/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5jvtxghHXvPsVyvasEeBA8Gr9fZTgD93KV1980cid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFSRkkI-9_IHFMYGvWw5k3NBI4NLQnobrThe Associated Press/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601213%26sid%3DawhLMeDbFjro%26refer%3Dhomecid=1253258819ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHLhSVmoMozArg8LIW4vRqyslmifQnobrBloomberg/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1253258819hl=ennobrall 203 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.cbc.ca/money/story/2008/10/01/us-bailout.htmlcid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNGUyCjoanUfsN_FccI-ni2aG3XCgQimg src=http://news.google.com/news?imgefp=hakodveECMYJimgurl=www.cbc.ca/gfx/images/news/photos/2008/10/01/bailout-cp-5614095.jpg width=58 height=80 alt= border=1brfont size=-2CBC.ca/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mysanantonio.com/life/30531409.htmlcid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNE8j3rBJY3VEMwwnNgfiJqQzTwTwQThe Go-To Guy: A look at FDIC#39;s binsurance/b coverage/abrfont size=-1font color=#6f6f6fSan Antonio Express,nbsp;TXnbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1Hinze knows that the Federal Deposit bInsurance/b Corp. — FDIC for short — insures against the loss of deposits if a member bank or savings and loan fails. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bostonherald.com/business/general/view/2008_10_06_Banking_savvy_that_will_help_you_sleep/cid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNGSkUqkgaDE9xb9gwdMrdq-a1KDLwBanking savvy that will help you sleep/a font size=-1 color=#6f6f6fnobrBoston Herald/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bluemaumau.org/6216/surviving_todayrsquos_financial_crisis_six_tips_fdic_insurancecid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFlWG5Tfj_6k_6SC7ShlD2HngRg3gSurviving Today’s Financial Crisis: Six Tips on FDIC bInsurance/b/a font size=-1 color=#6f6f6fnobrBlue MauMau/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.saipantribune.com/newsstory.aspx%3Fcat%3D5%26newsID%3D84174cid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFl4SM9Ws8OV9ZDrd9xPhPgha8jAABoG gets notice of temporary increase in FDIC binsurance/b/a font size=-1 color=#6f6f6fnobrSaipan Tribune/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.istockanalyst.com/article/viewiStockNews%2Barticleid_2684811.htmlcid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNEPWeiBObPixaZSne4qscph3C6TOgnobristockAnalyst.com (press release)/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.etaiwannews.com/etn/news_content.php%3Fid%3D755377cid=1252830854ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNEAyjlWfEUgoGR3UcOGxZ27yJYcmgnobreTaiwan News/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1252830854hl=ennobrall 1,034 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.forbes.com/feeds/ap/2008/10/06/ap5514389.htmlcid=1254803153ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNE7J0XI3mkZiNxXXWE9s8KkyZDMZASatisfaction gap with home, car binsurance/b widens/abrfont size=-1font color=#6f6f6fForbes,nbsp;NYnbsp;-/font nobr14 hours ago/nobr/fontbrfont size=-1AP 10.06.08, 2:10 PM ET Consumers are growing more satisfied with their auto binsurance/b, but not so with their homeowners binsurance/b, a survey by JD Powers b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/jd-power-associates-reports-customer/story.aspx%3Fguid%3D%257B21A1A47C-059D-4C3D-A8B6-306FED465BFA%257D%26dist%3Dhpprcid=1254803153ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFQexuMfvnjpF0ZdTibtVsZ2leMCQJD Power and Associates Reports: Customer Satisfaction With b.../b/a font size=-1 color=#6f6f6fnobrMarketWatch/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.canadianunderwriter.ca/issues/ISArticle.asp%3Fid%3D90445%26issue%3D10062008cid=1254803153ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNEGUtehXM4sFXjR8ovcHWVXhE24NgCustomer satisfaction with auto insurers increasing, homeowners b.../b/a font size=-1 color=#6f6f6fnobrCanadian Underwriter/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1254803153hl=ennobrall 14 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/small-business-owners-unfamiliar-risks/story.aspx%3Fguid%3D%257B2A48672E-3183-4207-8D7B-8259DB70AB32%257D%26dist%3Dhpprcid=1254881494ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNHUL8JSdV6WA8JJJm5z2Vqj5vPtkQSmall Business Owners Unfamiliar with Risks Involved in Workers b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr12 hours ago/nobr/fontbrfont size=-1Yet more than a quarter (27%) of small businesspeople taking the survey agreed that saving money up front on workers#39; compensation binsurance/b premiums b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/union-labor-life-insurance-company/story.aspx%3Fguid%3D%257B495308E4-B02E-4D2D-8BB5-136F50F23284%257D%26dist%3Dhpprcid=1254899813ei=9iLrSPfjIoyQ6wPjhayDCQusg=AFQjCNFPEfu_K3L4uJD9Mwd2onHxsZZC4gThe Union Labor Life bInsurance/b Company Commits $250 Million to the b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr11 hours ago/nobr/fontbrfont size=-1WASHINGTON, Oct 06, 2008 /PRNewswire via COMTEX/ -- The Union Labor Life bInsurance/b Company, through its investment vehicle, Separate Account J, b.../b/font/div/font/td/tr/table
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