The Great Value Of Accident Photographs

You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him. Now the time has come to settle your claim for property damage and personal injuries. Let's talk about photographs one of the basics that should have been taking place - - just as soon as possible - - after that impact had taken place.

PHOTOGRAPHS OF INJURIES: Photographs are often the best evidence you can produce to increase the value of your claim. If your accident causes bodily injuries that are visible (such as bruises, deep cuts, swellings, lacerations, dislocations and/or black and blue marks) it's crucial, to the ultimate settlement value of your case, that you have photographs taken of those just as soon as possible! Take them from 3 feet away and also as close as you can so as to capture the seriousness of heir existence. When you hand those to Adjuster I. M. Smart from the Granite Insurance Company believe me when I tell you he'll stare at them and blanch!

Question: "How does Dan know this to be so"?

Answer: "Because for 38 years Dan was there and felt that"!

PHOTOGRAPHS OF BOTH VEHICLES: You should take photographs of the damages to your vehicle from several different angles. If at all possible find the motor vehicle that hit you and take photographs of that damage also. When it comes to proving the impact your body was subjected to (and in many cases to prove who was at fault) those photographs could one day be worth their weight in gold.

HOW TO TAKE PHOTOGRAPHS OF THE ACCIDENT SCENE: The pictures of each accident scene should be taken from at least three different angles: Snap several of a "general view" of the area from about 20 to 40 feet away; a couple more "medium range" shot's from 10 to 15 feet away, and then some "close up" shot's from 3 to 5 feet away. If it's at all possible all three different distances should have a common point or orientation. If, for example, you're snapping photographs of a skid mark, it should be taken from an angle so as to clearly show were that skid mark is, in relation to a landmark, like a street sign, a building, a fire hydrant, etc. Another photograph should then be taken with a closer view - - one clearly identifying the skid mark in detail - -and also, if possible, include this readily identifiable object or landmark (the street signs, building's, etc.).

Because they're such potent evidence you should blow up those photographs of the skid marks, taken from 3 to 6 feet away, into 8X10 glossies. A total of 12 to 15 photographs of the accident scene and/or the skid marks are not too many. When you hand copies of the 8X10 glossy photograph's of those skid marks to the adjuster, to help justify he payment he'll eventually make to you, it will absolutely increase the value of your claim.

"Why" you ask?

The answer to that one is, "Because it will tell both adjuster Smart and his supervisor (who, in the end, will usually call the shots on how much your settlement dollars should be) that you know what you're doing and you're not the type of individual who can be taken advantage of".

A WORD OF CAUTION: The individual engaged in the task of snapping photograph's of your body, the accident scene, etc., should be careful to make sure they're not undertaking this effort with a casual, hasty or careless attitude - - one that tends to leave it up to do the camera to do the thinking for them. Rather, the photographer ought to carefully consider the process the process slowly and seriously so that the photos produced will produce the maximum value.

If at all possible photos should be taken of the exact location on the road where the impact occurred, and shots of all relevant gouge and/or chop marks on the surface, plus traffic signs, etc., as applicable.

It cannot be emphasized enough that photographs of skid marks are invaluable evidence, since they can often indicate Fuddle's speed at the time of impact and can be a tremendous asset when it comes to establishing fault.

A good practice to follow is to make a brief notation on the backs of all photos, entering upon them a brief account of what the photo is showing, the date it was taken and by whom.

Photographs of injuries, the accident scene and the road surface if done correctly - - is money in the bank !

Copyright (c)2004 By Daniel G. Baldyga

DISCLAIMER: The only purpose of this article "THE GREAT VALUE OF ACCIDENT PHOTOGRAPHS" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY.COM make any guarantee of any kind whatsoever: NOR do they purport to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL'S RESPONSIBILITY to obtain said services.

All of the information necessary for you to deal with and handle the above issues are spelled out wiithin the contents of Dan Baldyga's third "How To" Insurance Claim book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss)found on the internet at http://www.caraccidentclaims.com or http://www.autoaccodentclaims.com. This book also contains BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA will tell you exactly how many dollars the "Pain and Suffering" you endured, because of your accident - - are worth!

Copyright (c) 2002 By Dan Baldyga. All Rights Reserved

About The Author

Dan Baldyga is now retired and spends his time writing articles to assist those who are involved in motor vehicle accident claims so they won't be taken advantage of: dbpaw@comcast.net.

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://chattahbox.com/health/2008/10/05/rescue-package-helps-expand-mental-health-coverage/cid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEZiujmyBoBphTn6wJpbYsvY8FE7gimg src=http://news.google.com/news?imgefp=E1YyBrBI7c0Jimgurl=www.chattahbox.com/images/rescue_package_mental_health.jpg width=80 height=79 alt= border=1brfont size=-2ChattahBox/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://fredericksburg.com/News/FLS/2008/102008/10122008/417182cid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNHC4S19NLXBluZeftdZw-wjoQow_wLegislation levels the binsurance/b field for physical or mental b.../b/abrfont size=-1font color=#6f6f6fThe Free Lance-Star,nbsp;VAnbsp;-/font nobrOct 11, 2008/nobr/fontbrfont size=-1FOR THOSE WHO suffer from a mental illness, and those who love them, the question has long been this: Why does the guy next door with diabetes get b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.time.com/time/nation/article/0,8599,1848887,00.htmlcid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNGjI78sLQJnGS6_7QtaherRaiD1SwSen. Pete Domenici on Mental Health/a font size=-1 color=#6f6f6fnobrTIME/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/09/AR2008100902873.htmlcid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNGCE0tVC1fRRsxHn2C0Re8s8KFzfgLaw Equalizes Coverage For Mental, Physical Care/a font size=-1 color=#6f6f6fnobrWashington Post/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/10/opinion/lweb10mental.html%3Fref%3Dopinioncid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNHHVKzqfJ9ieZTlipxkZ9chnMreQwMental Health Coverage/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.kansascity.com/115/story/829683.htmlcid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNGzB4NyW07ggBDS_f_ZRncubPxucgnobrKansas City Star/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.heraldtimesonline.com/stories/2008/10/09/digitalcity.qp-0634706.stocid=1252976413ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNFNrlfYzSLytMo9JYgho1BUWfplmQnobrThe Herald-Times (subscription)/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1252976413hl=ennobrall 186 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://abcnews.go.com/Business/PersonalFinance/story%3Fid%3D5966689%26page%3D1cid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEjJYbSEp07jBVeSiuMZEN2oYqNlAimg src=http://news.google.com/news?imgefp=f3EyX2qoJlgJimgurl=a.abcnews.com/images/Business/nm_safe_081006_mn.jpg width=80 height=60 alt= border=1brfont size=-2ABC News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seattletimes.nwsource.com/html/businesstechnology/2008256756_pffundins12.htmlcid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNFCM5ifGi3g5HMKy-hphw6-nO2TRQFidelity, Vanguard join money-fund binsurance/b plan/abrfont size=-1font color=#6f6f6fSeattle Times,nbsp;United Statesnbsp;-/font nobr21 hours ago/nobr/fontbrfont size=-1Fidelity Investments have joined the US Treasury#39;s emergency binsurance/b program for money-market mutual funds, pushing the participation rate to more than 95 b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/10/11/AR2008101100174.html%3Fhpid%3Dtopnewscid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEMfZ2YT2_L4AmR3VreF-0CyU5mggFunds Turn To Treasury Guaranty/a font size=-1 color=#6f6f6fnobrWashington Post/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thestate.com/business/story/551687.htmlcid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNFs8cpLpjF3uwUZXMYqZ9f3FXksbAWorried about the economy?/a font size=-1 color=#6f6f6fnobrThe State/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.onwallstreet.com/asset/article/714411/money-market-mutual-funds-apply-treasurys.html%3Fpg%3Dcid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNH2peJnUMDjlzg6iHF6iny7J_yRcgMoney Market Mutual Funds Apply for Treasury#39;s bInsurance/b Program/a font size=-1 color=#6f6f6fnobrOn Wall Street/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.wsj.com/article/SB122360110812721677.html%3Fmod%3Dgooglenews_wsjcid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNFG5GmdW7EPpK0BGIdmwXAQsZ2KQAnobrWall Street Journal/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.dallasnews.com/sharedcontent/dws/bus/columnists/pyip/stories/DN-moneytalk_06bus.ART.State.Edition1.26b606e.htmlcid=1255233354ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNF_PAvKj4pBWFbaIWisqSmnF5Q7eAnobrDallas Morning News/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255233354hl=ennobrall 293 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.asahi.com/english/Herald-asahi/TKY200810130044.htmlcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEDiaIBpma4WUFR2xFP961VCcJ3sAEDITORIAL: Stock markets on ropes/abrfont size=-1font color=#6f6f6fAsahi Shimbun,nbsp;Japannbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1Adding to this unpleasant economic news, Yamato Life bInsurance/b Co., a midsize firm that invested heavily in REIT and other high-risk US financial b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.hindu.com/thehindu/holnus/000200810101676.htmcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNGK5jQw-fgjb_QTgEUkjJroThSspwJapan#39;s Yamato Life bInsurance/b files for bankruptcy/a font size=-1 color=#6f6f6fnobrHindu/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.telegraph.co.uk/news/worldnews/asia/japan/3179580/Japan-in-desperate-effort-to-halt-its-own-downward-economic-spiral.htmlcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEQ33s3Df6m5t_DzcuSIk2HDe2-sgJapan in desperate effort to halt its own downward economic spiral/a font size=-1 color=#6f6f6fnobrTelegraph.co.uk/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thehindubusinessline.com/blnus/10101205.htmcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNFFsxJeSkdz3f1QwaLjL2n42TbDYwJapanese binsurance/b co Yamoto collapses; files for bankruptcy/a font size=-1 color=#6f6f6fnobrHindu Business Line/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ft.com/cms/s/179be274-96f3-11dd-8cc4-000077b07658.htmlcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNHd5P9cWF-vWbPr7mgAlO3pUO74UwnobrFinancial Times/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.yomiuri.co.jp/dy/business/20081011TDY01302.htmcid=1255992539ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNG7EK-WX0juXENZwph8JlRjViKipQnobrThe Daily Yomiuri/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255992539hl=ennobrall 410 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.insidebayarea.com/timesstar/localnews/ci_10705314cid=1257025458ei=tNXySNnLEaiY6APsw7STDAusg=AFQjCNEomzBEEiv41bv-doLkRNF_qjYh9QUnemployment binsurance/b fund headed for insolvency/abrfont size=-1font color=#6f6f6fAlameda Times-Star,nbsp;CAnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1The Assembly bInsurance/b Committee and the Assembly Budget Subcommittee on State Administration held a joint hearing today to examine why we#39;re in this fix b.../b/font/div/font/td/tr/table
insurance - Google News

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