Diamond Engagement Ring, on Two Months Salary - Maybe Not!

Diamond spending - well, that is up to you. What to spend on a diamond is a tough and personal question. Two months' salary is a guideline.

Chances are if you are looking for a diamond then you have heard that you should pay two months' worth of salary. I would like to remind you that this won't work for everybody. There are lots of other things to consider when looking at the cost.

* Diamond vs Setting

The two months' salary rule applies to the whole engagement ring and not just the diamond. This means that you will have to find a balance between the price of the setting and the price of the diamond. Do you want a huge diamond and don't really care about the setting or do you want a custom platinum setting with accent diamonds and then whatever diamond you can afford.

Whatever number you decide on you will then want to get the most ring and diamond for that amount of money. Shopping online for a diamond engagement ring is a very smart choice. The rings and the diamonds will be much cheaper and of better quality. A good online store will have a return policy that guarantees the ring for 30 days or more.

Note: The price of the ring does not represent how much you love that person.

A couple of things to consider.

Expectations ? Your fiancée maybe expecting a very nice ring that is out of your budget. In this case you have two choices: go in debt or explain to her that that would not be a good idea to spend that kind of money especially before your wedding. In the end the price of the ring will impact her life because your financial situations will merge after the wedding. If she wants the big ring she will marry the debt also.

Buying a good quality diamond is an investment that will not lose money. In fifty years this diamond will be worth more than you paid for it. Just ask your dad how much he paid for your mom's diamond.

Be practical. You must take a look at your lifestyle and your income to determine what you should spend. You will also need to look at whom you are going to give this diamond to. Does she like rock climbing and fixing fences or cruising on a yacht in the Mediterranean. When it comes down to it, most women would pick an engagement ring that is going to cost less than what you are going to spend.

WHY? Because women are practical (most). They will be impressed by whatever you get them because they know you put a lot of time and effort into selecting it.

Brock Hammill
Owner of http://www.online-diamond-buying.com - Helping people find the best diamonds on the internet.

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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.cbn.com/CBNnews/463283.aspxcid=0ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNHQuTqiSjQEbbHM8q_dF4sFB5HwugCA First Graders Attend Gay bWedding/b/abrfont size=-1font color=#6f6f6fChristian Broadcasting Network,nbsp;VAnbsp;-/font nobr3 hours ago/nobr/fontbrfont size=-1b.../b out of letting them go to the gay bwedding/b. School administrators admit the trip was controversial, but say same sex bmarriage/b is legal in their state. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/news/nation/articles/2008/10/11/marriage_ruling_not_the_end_of_debate_in_conncid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNGxHpTXbJn-c4YpKdb28pptpveIIAimg src=http://news.google.com/news?imgefp=HFl5eSUXmJUJimgurl=cache.boston.com/resize/bonzai-fba/AP_Photo/2008/10/11/1223743467_4677/300h.jpg width=66 height=80 alt= border=1brfont size=-2Boston Globe/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.postchronicle.com/news/entertainment/article_212178371.shtmlcid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNE4KJGG4tNGT3tOquQxEWdjMgGJFABrad Pitt donates $100K to gay bmarriage/b cause, no to Proposition 8/abrfont size=-1font color=#6f6f6fPost Chroniclenbsp;-/font nobr7 hours ago/nobr/fontbrfont size=-1Many lesbian and gay couples marrying in Califronia have asked friends and relatives to donate to the campaign instead of buying bwedding/b gifts. b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DVW-IHPw5y74cid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNEC6m111hoagbltNIfh_nAHbu6dyQVideo: Connecticut Court Allows Gay Marriage/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/VW-IHPw5y74/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/VW-IHPw5y74type=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.gayapolis.com/news/artdisplay.php%3Fartid%3D1095cid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNGPdup2w-Az30AfL-sse3i8lAW4RgGay bMarriage/b Watch: October 5th-11th/a font size=-1 color=#6f6f6fnobrGayapolis/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.iht.com/articles/ap/2008/10/11/america/Connecticut-Gay-Marriage-Optional.phpcid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNEVjCYMc5JkriPMMI0sNzeZe05U4gCourt makes Conn. 3rd state to allow gay bmarriage/b/a font size=-1 color=#6f6f6fnobrInternational Herald Tribune/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5icO-Xd9Mq4OlFVbLsg9-JGqaWUegD93O0PV00cid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNHsTPlyqag9aiGk03_VDa9DCwr2fQnobrThe Associated Press/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.courant.com/news/politics/hc-reaction1011.artoct11,0,914296.storycid=1256135198ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNEC4HWhlzmvhTu65FMnxdYcEi2oswnobrHartford Courant/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256135198hl=ennobrall 1,802 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsoftheworld.co.uk/showbiz/article43268.ececid=1256863738ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNEYTYYrjyXI0NtrXbW8XaDV23tbcgimg src=http://news.google.com/news?imgefp=hcAcT1zTicwJimgurl=www.newsoftheworld.co.uk/multimedia/archive/00011/Trinny_Woodall_280x4_11410a.jpg width=50 height=80 alt= border=1brfont size=-2News of the World/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mailonsunday.co.uk/tvshowbiz/article-1076793/Its-Trinny-Woodall-leaves-wedding-ring-home-splits-husband-9-years.htmlcid=1256863738ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNFp8-_-B62ojNO2cphTaIu9u69HjgIt#39;s over: Trinny Woodall leaves her bwedding/b ring at home as she b.../b/abrfont size=-1font color=#6f6f6fMail on Sunday,nbsp;UKnbsp;-/font nobrOct 12, 2008/nobr/fontbrfont size=-1In recent months, Trinny has been prone to arrive at fashion events without her bwedding/b ring and rumours of troubles in the bmarriage/b have been rife since b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.dailymail.co.uk/tvshowbiz/article-1076793/Its-Trinny-Woodall-leaves-wedding-ring-home-splits-husband-9-years.htmlcid=1256863738ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNGbhCpkJAmBAsEWs6TTNlHcmPi7ZwIt#39;s over: Trinny Woodall leaves her bwedding/b ring at home as she b.../b/a font size=-1 color=#6f6f6fnobrDaily Mail/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.thisissurreytoday.co.uk/showbiz/Trinny-Woodall-divorce/article-395165-detail/article.htmlcid=1256863738ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNHzb3t4a2DVBnh2vrEUmUCHGxG9FwTrinny Woodall to divorce/a font size=-1 color=#6f6f6fnobrwww.thisissurreytoday.co.uk/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsoftheworld.co.uk/showbiz/article43268.ececid=1256863738ei=eHrzSO3HJJf-6gOQtOyAAQusg=AFQjCNEYTYYrjyXI0NtrXbW8XaDV23tbcgTrinny divorce/a font size=-1 color=#6f6f6fnobrNews of the World/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256863738hl=ennobrall 16 news articles/nobr/a/font/div/font/td/tr/table
marriage wedding - Google News


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