Home Mortgage Loan Pre-Approval Online ? Keys When Applying For A Mortgage Online

Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online:

1. Apply with many different brokers, but make sure the online application or inquiry that you fill out will not allow them to pull your credit - If they ask you to describe your credit, it is likely that the broker is not going to pull it. If you enter your social security number, it is likely that they will pull your credit. If you do not enter your social security number, usually, that makes it so that they cannot pull your credit. They eventually will need to pull your credit, but you want to make sure you have narrowed down the broker that you want to work with before they pull your credit.

2. Enter the information on your application accurately ? If you are not accurate on your application, this will slow down the approval process. State your income accurately. Sometimes people will inflate their income on their application in hopes that this will help their approval process. What this does is give the broker a false sense of your situation. The mortgage application and approval process will go much smoother if you are accurate in stating your income and assets and credit history before you get into the approval process.

3. Determine if the company you are applying with is reputable ? Ask yourself a few questions about the website you are on. Does it look professionally made? Is there contact information available? What kind? On the application or inquiry you are filling out, look in the web address bar and see if the page you are on starts with https:// instead of http://. The "s" means that the page is secure. Is the company affiliated with other companies? Did you find the company from a recommendation from another site? Analyze these factors before you apply. They are not guarantees, but they can help you avoid submitting your information to companies or websites that are not legitimate.

To view a list our recommended mortgage loan companies online, visit here: Recommended Mortgage Loan Companies Online or here Recommended Bad Credit Mortgage Loan Companies Online

Written by Carrie Reeder, Owner of ABC Loan Guide. Carrie's website is an informational mortgage loan website. Her website has articles and a list of recommended mortgage lenders for many different types of mortgage loans.

In The News:
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://abcnews.go.com/Business/Economy/wireStory%3Fid%3D5927588cid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNHxiYSeloroC_d6Ry4gkUW4_7E00gimg src=http://news.google.com/news?imgefp=m-ec8ozx8lgJimgurl=a.abcnews.com/images/Business/abc_foreclosure_081001_mn.jpg width=80 height=60 alt= border=1brfont size=-2ABC News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.housingwire.com/2008/10/06/two-thirds-of-homeowners-might-find-hope/cid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNG43RIIiSvbDKSpWx-PJywLw9JynATwo-Thirds of Homeowners Might Find Hope/abrfont size=-1font color=#6f6f6fHousing Wirenbsp;-/font nobr6 hours ago/nobr/fontbrfont size=-1Two-thirds of homeowners surveyed in September said they met criteria for a bmortgage refinancing/b program available through Hope for Homeowners, according to b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bizjournals.com/atlanta/stories/2008/10/06/daily9.htmlcid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNH0wKutU4QWWdFUGvxTk_WQljImTACCCS of Greater Atlanta survey: 65% qualify for housing bill relief/a font size=-1 color=#6f6f6fnobrBizjournals.com/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/business/articles/2008/10/05/federal_bailout_lacks_control_of_home_loans_to_aid_owners%3Fp1%3DWell_MostPop_Emailed6cid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNEMxrDtx14vGBu2gb7oMIFidNlOHAFederal bailout lacks control of home loans to aid owners/a font size=-1 color=#6f6f6fnobrBoston Globe/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.mercurynews.com/breakingnews/ci_10645598cid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNEqoZ3ZVzxAlm_QkIOS3Y-kdcziQABailout skips strapped homeowners, advocates say/a font size=-1 color=#6f6f6fnobrSan Jose Mercury News/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.courant.com/news/opinion/op_ed/hc-freiser1007.artoct07,0,337182.storycid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFd46goSl9g_-OtKPoeHKwAvwbBJQnobrHartford Courant/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.news-sentinel.com/apps/pbcs.dll/article%3FAID%3D/20081006/BUSINESS/810060322cid=1253042931ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFm9ueov9bTW9wFA8YM2XbeIQVGiQnobrNews Sentinel/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1253042931hl=ennobrall 510 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/mortgage-loan-applicants-welcomed-family/story.aspx%3Fguid%3D%257B9202D88B-6F34-453F-AC9F-55CFBBBDCF69%257D%26dist%3Dhpprcid=1254808303ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNEXTV9de8aWRWB4M_PZLAEzJcxYegbMortgage/b Loan Applicants Are Welcomed at Family First Federal b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1The credit union provides various bmortgage/b services including construction loans, bmortgage refinance/b and home equity options. Anyone who lives, works, b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://business.maktoob.com/NewsDetails-20070423188453-Bank_of_America_says_to_spend_up_to_%248_4_bln_on_Countrywide.htmcid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGxWU48mYNUi7UMUJ65G49x1_1Legimg src=http://news.google.com/news?imgefp=9EYBf1woCrcJimgurl=business.maktoob.com/BusinessImages/News/20070423188453/Feature.jpg width=80 height=48 alt= border=1brfont size=-2Maktoob/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/cox-announces-michigan-settlement-mortgage/story.aspx%3Fguid%3D%257B4A09CC21-D9D5-4462-9F12-4901C293350F%257D%26dist%3Dhpprcid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNE-R6P9EZhdpEB928-drsG4PlXRxACox Announces Michigan Settlement With bMortgage/b Lender Countrywide/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1As a result of the negotiations, Countrywide must offer to brefinance/b thousands of Michigan mortgages, provide millions in financial assistance and stop b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.sfgate.com/cgi-bin/article.cgi%3Ff%3D/c/a/2008/10/06/MN8B13CBE4.DTLcid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGXmdAYdeI7A8Lqd7lK7SJnIHVKFAHow Countrywide-BofA bmortgage/b settlement helps California homeowners/a font size=-1 color=#6f6f6fnobrSan Francisco Chronicle/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seekingalpha.com/article/98682-bank-of-america-deal-reached-in-countrywide-mortgage-claimscid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNHwEP3gQJrzJsPN19CqOqLTTB5BywBank of America: Deal Reached in Countrywide bMortgage/b Claims/a font size=-1 color=#6f6f6fnobrSeeking Alpha/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chicagotribune.com/news/chi-ap-mortgagelawsuit-michi,0,5030506.storycid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGBU_Mep_xAhDIXG3RO9tymN1k5qABank of America settles lawsuit over bad mortgages/a font size=-1 color=#6f6f6fnobrChicago Tribune/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://blog.ira-401k-realestate.com/2008/10/06/the-great-bank-bailout/cid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNHgwv8C-NzVYJqarLBTo65y8kJoNQnobrBoomers-Bank/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.wsj.com/article/SB122326958041707133.html%3Fmod%3Dgooglenews_wsjcid=1254649040ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFCHpNrO_C2vblyc7hZbgGNT2KFjgnobrWall Street Journal/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1254649040hl=ennobrall 1,236 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.csmonitor.com/2008/0922/p14s01-wmgn.htmlcid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNG62kSF615riCgF1X06Pw8KC315zQimg src=http://news.google.com/news?imgefp=G3YZ8nTFHc0Jimgurl=www.csmonitor.com/2008/0922/csmimg/FMORTGAGE_P1.jpg width=80 height=59 alt= border=1brfont size=-2Christian Science Monitor/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.reuters.com/article/reutersEdge/idUSN1552104420080915cid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNEl2S88LniMsNfOMj1GxSCpM1nEawbMortgage refinancing/b wave seen silver lining to market woe/abrfont size=-1font color=#6f6f6fReutersnbsp;-/font nobrSep 15, 2008/nobr/fontbrfont size=-1Yields on bmortgage/b-backed securities that also dictate rates lenders can offer also fell, albeit to a lesser degree. The 30-year fixed rate on Monday b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://seattlepi.nwsource.com/money/378965_real13.htmlcid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGwBApaGQ9mALGFZBxotGd82vIK5QLower rates don#39;t guarantee homeowners can brefinance/b/a font size=-1 color=#6f6f6fnobrSeattle Post Intelligencer/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.usatoday.com/money/economy/housing/2008-09-17-mortgage-applications_N.htmcid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGE0C7LwrUBo6co5bRvYey2bHFatAApplications to brefinance/b mortgages surge as rates drop below 6%/a font size=-1 color=#6f6f6fnobrUSA Today/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.washingtonpost.com/wp-dyn/content/article/2008/09/18/AR2008091804060.htmlcid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGJTtl4BZfbXCCUY8uTqBOE_R0PNgFickle bMortgage/b Market Demands Quick Decisions/a font size=-1 color=#6f6f6fnobrWashington Post/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/business/articles/2008/09/18/lenders_woes_could_aid_borrowerscid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGCBUaHY-XBNsLsnUWbKenbb3B9wgnobrBoston Globe/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsday.com/services/newspaper/printedition/thursday/business/ny-bzmort185847660sep18,0,1754197.storycid=1250039486ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNE8EoFRjD5X3k-VqE8WDUAyrDG3fwnobrNewsday/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1250039486hl=ennobrall 221 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.dallasnews.com/sharedcontent/dws/bus/stories/DN-mortgages_05bus.ART.State.Edition1.26e441e.htmlcid=1254756855ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFuOYrvQgB317VTsLGxGGYMt-ZFMAMany pieces go flying from bmortgage/b implosion/abrfont size=-1font color=#6f6f6fDallas Morning News,nbsp;TXnbsp;-/font nobrOct 5, 2008/nobr/fontbrfont size=-1quot;People were [brefinancing/b] to pay off other debts,quot; said Ms. Watson. quot;The saying was, #39;Why get a car loan when you can get a bmortgage/b loan and write off b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.courant.com/news/opinion/editorials/hc-digbrflets1003.art3oct03,0,2510204.storycid=1254756855ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNHu2ZmR8MpVHW-etOYythkc1O4_CAProtect Taxpayers/a font size=-1 color=#6f6f6fnobrHartford Courant/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1254756855hl=ennobrall 102 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://online.wsj.com/article/SB122325772150706655.html%3Fmod%3Dspecial_page_campaign2008_mostpopcid=1254284878ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFG6mJCvUQ6gn_EdNLZV1rxfF24WgNot Everyone Should Own a Home/abrfont size=-1font color=#6f6f6fWall Street Journalnbsp;-/font nobr13 hours ago/nobr/fontbrfont size=-1Americans can take out a bmortgage/b more or less as a one-way bet. If you can#39;t afford the repayments and can#39;t brefinance/b, you just send the keys back to the b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.kippreport.com/kipp/arif-alharmi/arif-alharmi/cid=0ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGVUYWLgPRp0naWOP3uFbRuXT8Z0QMarwan Bin Ghalita/abrfont size=-1font color=#6f6f6fKipp Report,nbsp;United Arab Emiratesnbsp;-/font nobr5 hours ago/nobr/fontbrfont size=-1Last year, Amlak announced plans to become a founding shareholder of the Egyptian bMortgage Refinance/b Company (EMRC) through Amlak Egypt. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.transworldnews.com/NewsStory.aspx%3Fid%3D63845%26cat%3D8cid=0ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNGf0MNEtPmWhO6tgt3-WEZBB7TNmQHow You May Qualify For a “Short Pay” bRefinance/b/abrfont size=-1font color=#6f6f6fTransWorldNews (press release),nbsp;GAnbsp;-/font nobr9 hours ago/nobr/fontbrfont size=-1If you are upside down and have no lates on your bmortgage/b, you may qualify for what is called a “Short Pay” brefinance/b. Basically, what the Government is b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.marketwatch.com/news/story/homesaverprogramorg-loan-modification-saves-desperate/story.aspx%3Fguid%3D%257BFD213C8F-9774-420A-8AAF-E433C3CA5D88%257D%26dist%3Dhpprcid=1254820845ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNHUIxoRvskQ-IUPf_FDlQhVaZAEtghomesaverprogram.org Loan Modification Saves Desperate Couple from b.../b/abrfont size=-1font color=#6f6f6fMarketWatchnbsp;-/font nobr12 hours ago/nobr/fontbrfont size=-1The mounting medical bills prompted the couple to brefinance/b their $350000 home in Chicago, IL, from a $200000 30-year fix-rate bmortgage/b at a 6.0% interest b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.startribune.com/business/30453934.html%3Felr%3DKArksLckD8EQDUoaEyqyP4O:DW3ckUiD3aPc:_Yyc:aUnciatkEP7DhUsXcid=1254804461ei=w9zqSPCZLoyQ6wP1hcCDCQusg=AFQjCNFo83HYa8pkHmsHV96p3zMtU6gmFACommercial real estate feels pinch/abrfont size=-1font color=#6f6f6fMinneapolis Star Tribune,nbsp;MNnbsp;-/font nobr14 hours ago/nobr/fontbrfont size=-1Most of the ones Bushman said he#39;s familiar with involved small retail properties that failed to attract tenants or were unable to brefinance/b. b.../b/font/div/font/td/tr/table
mortgage refinance - Google News

Home Owner Loans Explained

How To Release Equity Locked Up In Your Home For... Read More

Poor Credit Home Mortgage Loans - The Role of the FICO Score

If you have bad credit history and are looking to... Read More

Getting the Best Homeowner Loan for Your Money

With so many lenders out there, it can be hard... Read More

Zero Down Payment Mortgage ? Can It Be Done?

"I've been renting for years now; I've always paid my... Read More

Choosing a Mortgage Lender

Just as there are many types of mortgages and mortgage... Read More

Keep Your Eye Focused on Treasury Bond Rates To Adjust Your Current Mortgage Rates

Mortgage rates typically are based off the current rates of... Read More

Online Mortgage Brokers - What You Might Not Know About Home Loans & The Internet

You may think that applying online for a mortgage is... Read More

How do I know what is the best Second Mortgage Home Loan for me?

The information in your credit history helps mortgage lenders decide... Read More

Are Biweekly Mortgages Really Worthwhile?

You may have heard people, especially mortgage lenders, extolling the... Read More

Refinance Online

If you want a low interest, low payment mortgage refinance,... Read More

How To Determine The Price Of Your Home

Why is it that some homes sit on the market... Read More

Mortgage Free In 15 Years!

Imagine paying your mortgage off in 15 years! Think of... Read More

5 Home Buying Essentials

Purchasing a home involves certain important, even essential, steps that... Read More

Obtaining a Home Equity Loan Online

Private lenders, banks, and mortgage companies are all setting up... Read More

A Guide to Getting a Home Improvement Loan

If you've got a few things around the house that... Read More

Guide to Mortgage Terms

Listed below is a guide to mortgage terms. It is... Read More

Top 5 Methods to Manage Your Home Equity

As your home appreciates in value, you gain equity. You... Read More

Zero Down Mortgage Loans - Is 100% Financing a Good Idea and Can You Get Approved?

Are you wondering if you can get approved for a... Read More

Some of the Available Loan Types

There are many mortgage products available on the market today.... Read More

Mortgage Loan Information - Know The Basics When You Refinance or Purchase a Home

If you are currently looking for a new home, chances... Read More

Multi Family Property Living

While most multi family properties are designed to allow the... Read More

Should You Refinance?

There are several reasons that might make someone consider refinancing... Read More

Getting a Home Improvement Loan: What Your Bank Needs

The popularity of stores like Home Depot and Lowe's show... Read More

High Risk Home Mortgage Lenders Online

Online high risk home mortgage lenders specialize in offering loans... Read More

How to Find the Best Mortgage

The purchase of a new home is one of the... Read More