Homeowner Loans - Whats Available?

It isn't difficult to get a homeowner loan if you own your own home, hundreds of UK lenders will lend up to 95% Loan to Value of your property and some as much as 125% Loan to Value if you find you have little or no equity at all.

Homeowner loans are available to those that own or pay a mortgage on their house, bungalow, flat or cottage. Companies such as Purple Loans offer competitive rates, fixed and deferred payment plans as well as rebates given for early settlement of the loan. If you have no equity or poor credit rating such as missed mortgage payments, defaults, self-employed with no accounts they can still help offering competitive rates. on homeowner loans (Subject to Normal Lending Criteria) You can apply by post or make an appointment with the area manager, or even apply on-line.

The Mortgage Lender will also lend to homeowners who have encountered mortgage arrears in the past or at present, and those with no proof of income, bad credit status and existing loan commitments. With just a click on-line you could have cash in a hurry from a homeowner loan for that new Kitchen, holiday, wedding, new car or debt consolidation so you only have one monthly payment, giving you and your family extra added piece of mind.

Ocean Finance will allow Homeowners to borrow anything from Ł3,000 - Ł500,000 over a period of 3-25 years at very reasonable interest rates. You can even borrow up to 125% Loan to Value of your property if you have little equity. They consider all circumstances and make an individual assessment on your Homeowner loan application even if you have been turned down in the past and have adverse credit or no credit score at all. They will also sort out any insurance requirements such as Accident, sickness and redundancy cover so you have added protection. It's easy to apply for a homeowner loan and a decision can be given in minutes.

Ian Duncan is the owner of http://www.dm-loans.co.uk

In The News:

table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chinadaily.com.cn/world/2008-10/13/content_7101047.htmcid=1256952153ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHk66uYkKSTvxDVe0qFx58H7zwrtwimg src=http://news.google.com/news?imgefp=tRMLAsXU4N4Jimgurl=www.chinadaily.com.cn/world/images/attachement/jpg/site1/20081013/00096bb163c30a5d6c0b05.jpg width=80 height=64 alt= border=1brfont size=-2China Daily/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://money.cnn.com/2008/10/13/news/economy/treasury_plan/%3Fpostversion%3D2008101311cid=1256952153ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNFYFlUFDepHD3IyQdM5gvRG-iar7gWhat Treasury is planning/abrfont size=-1font color=#6f6f6fCNNMoney.comnbsp;-/font nobr17 hours ago/nobr/fontbrfont size=-1b.../b for the government to brefinance/b the whole loans it purchases. But most mortgages are broken up into thousands of pieces - the bmortgage/b-backed securities b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DqaJ456CNCy0cid=1256952153ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNGpmRRTeA2DcQCbceqCDTxelO4phQVideo: Paulson Says Global Markets Remain Strained/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/qaJ456CNCy0/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/qaJ456CNCy0type=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601170%26refer%3Dhome%26sid%3DaddCa.BISYDUcid=1256952153ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHx4daHltqcEWYP8Sqc_bAlKLeO6wTreasury Said to Invest $125 Billion in US Banks/a font size=-1 color=#6f6f6fnobrBloomberg/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://tothecenter.com/news.php%3Freadmore%3D7316cid=1256952153ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNEcEUmpVrdqUEJ36H3C_L13q89BYwThe Bailout Plan in Plain English/a font size=-1 color=#6f6f6fnobrToTheCenter.com/nobr/font/fontbrfont class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1256952153hl=ennobrall 1,652 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5g9k5ci5oSKGrWzjygJuIimhNkUogD93PQTQO1cid=1257390724ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNFfBrjGdYMH30ZMY1ITFsSsyMheoAimg src=http://news.google.com/news?imgefp=rg91VCFAogIJimgurl=ap.google.com/media/ALeqM5gpX63yahj3YRzCM06eIA-R42iyEA width=80 height=53 alt= border=1brfont size=-2The Associated Press/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://ap.google.com/article/ALeqM5g9k5ci5oSKGrWzjygJuIimhNkUogD93PQTQO1cid=1257390724ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNFfBrjGdYMH30ZMY1ITFsSsyMheoAOfficials: Financial crisis can lead to violence/abrfont size=-1font color=#6f6f6fThe Associated Pressnbsp;-/font nobr12 hours ago/nobr/fontbrfont size=-1She tried to brefinance/b but was declined. In July, on the day the house was to be auctioned, she faxed the note to the bmortgage/b company. b.../b/font/div/font/td/tr/table
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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.chicagotribune.com/business/chi-upside-down-mortgage-monoct13,0,2329863.storycid=1257260377ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHxMwbphdf6COe0dyfctU6ytlg9HwbMortgage/b crisis has turned homeownership upside down/abrfont size=-1font color=#6f6f6fChicago Tribune,nbsp;United Statesnbsp;-/font nobr20 hours ago/nobr/fontbrfont size=-1quot;If you have some kind of disruption to your income and you can#39;t make your bmortgage/b payment, it#39;s going to be very hard for you to brefinance/b or anything b.../b/font/div/font/td/tr/table
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table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.sbwire.com/news/view/22363cid=0ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHcdwGiVynGOytBIqerMBAFPq6wowThe Truth About bMortgage Refinancing/b Revealed By Oregon bMortgage/b b.../b/abrfont size=-1font color=#6f6f6fSBWire (press release),nbsp;WInbsp;-/font nobrOct 8, 2008/nobr/fontbrfont size=-1The site is designed to give Oregon residents all the facts about bmortgage refinancing/b so they can make an educated decision when obtaining a bmortgage/b. b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsday.com/news/printedition/longisland/ny-livoice135881819oct13,0,6929750.storycid=1257173810ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHncvU5d9Ck31WdOfZ5kCHix-zb1wFreeport family battered by struggling economy/abrfont size=-1font color=#6f6f6fNewsday,nbsp;NYnbsp;-/font nobrOct 13, 2008/nobr/fontbrfont size=-1Joan Fennell said her bmortgage/b broker quot;promisedquot; verbally she could brefinance/b again within the year into a fixed-rate loan and she assumed she#39;d earn enough b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.bloomberg.com/apps/news%3Fpid%3D20601070%26sid%3DagoIVK3xOols%26refer%3Dhomecid=1257578974ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNEVpG7AXsGNRvyiHlMlp60nBnH_BAMcCain, Obama Promoting Populist Appeals on Wall Street Rescue/abrfont size=-1font color=#6f6f6fBloombergnbsp;-/font nobr4 hours ago/nobr/fontbrfont size=-1The Democrat is focused on recapitalizing banks while halting foreclosures and creating new jobs, while the Republican wants to purchase and brefinance/b b.../b/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.boston.com/news/politics/2008/articles/2008/10/08/rivals_competing_for_voters_trust_on_economycid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNFkNCB-KdqmmWmhA_o8c-FUoVwECAimg src=http://news.google.com/news?imgefp=rq483V9RrP8Jimgurl=cache.boston.com/resize/bonzai-fba/AP_Photo/2008/10/08/1223498947_4834/539w.jpg width=80 height=59 alt= border=1brfont size=-2Boston Globe/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.sfgate.com/cgi-bin/article.cgi%3Ff%3D/c/a/2008/10/09/BU9B13DNI7.DTLcid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNEBuwsqAWUdd2fECqXqO3G3Cku-xgMcCain campaign outlines bmortgage/b-rescue plan/abrfont size=-1font color=#6f6f6fSan Francisco Chronicle,nbsp; USAnbsp;-/font nobrOct 9, 2008/nobr/fontbrfont size=-1Barack Obama, McCain#39;s Democratic rival, has proposed helping troubled homeowners brefinance/b their mortgages, but his campaign attacked McCain#39;s proposal for b.../b/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.youtube.com/watch%3Fv%3DBAdIBCGcEo8cid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNEFR7C7k7DaY6n1cmhLSktCRYFw5wVideo: Obama: #39;Taxpayers Shouldn#39;t Pick Up Tab#39;/a font size=-1 color=#6f6f6fnobrAssociatedPress/nobr/fontobject width=448 height=356param name=movie value=http://www.youtube.com/v/BAdIBCGcEo8/paramparam name=wmode value=transparent/paramembed src=http://www.youtube.com/v/BAdIBCGcEo8type=application/x-shockwave-flashwmode=transparentwidth=448height=356/embed/objectbr/fontfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.nytimes.com/2008/10/09/us/politics/09mortgage.html%3Fref%3Dbusinesscid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNHMbVLyzPlZ7nTGC7VWNWSL3Y2HPwTaxpayers, Not Lenders, Would Bear Costs of McCain’s bMortgage/b Proposal/a font size=-1 color=#6f6f6fnobrNew York Times/nobr/font/fontbrfont size=-1a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://blogs.wsj.com/deals/2008/10/08/mccains-300-billion-mortgage-plan-better-than-the-700-billion-rescue/%3Fmod%3Dgooglenews_wsjcid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNGh83HnMURXYx6iwUibbp32wrUhTwMcCain’s $300 Billion bMortgage/b Plan: Better Than the $700 Billion b.../b/a font size=-1 color=#6f6f6fnobrWall Street Journal Blogs/nobr/font/fontbrfont size=-1 class=pa href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.newsday.com/news/nationworld/nation/ny-usmort095875394oct09,0,1162571.storycid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNF2P9ucOoABq5Vcdc6vyFNH_Ri7QwnobrNewsday/nobr/anbsp;- a href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www2.journalnow.com/content/2008/oct/11/principal-is-key-to-housing-solution/cid=1255319735ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNGReuWsnAOqV6HNExhPoDNAb49rggnobrWinston-Salem Journal/nobr/a/fontbr/font class=p size=-1a class=p href=http://news.google.com/news?sourceid=navclientie=ISO-8859-1rls=GGLG,GGLG:2005-22,GGLG:enncl=1255319735hl=ennobrall 883 news articles/nobr/a/font/div/font/td/tr/table
table border=0 width= valign=top cellpadding=2 cellspacing=7trtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbrdiv style=padding-top:0.8em;img alt= height=1 width=1/divdiv class=lha href=http://www.citywebshopper.net/articles/includes/redirect.php?url=http://www.ireport.com/docs/DOC-113622cid=1257461047ei=A2H0SP2FCYmE6QOspNiZDQusg=AFQjCNEkTSPyLmqUHV48dd7oOcblk9Cv2AHomeowner Advocate Demands Justice for American Consumers!/abrfont size=-1font color=#6f6f6fireportnbsp;-/font nobr8 hours ago/nobr/fontbrfont size=-1Armed with these tricks of the trade, a consumer can drive the deal and secure the best bmortgage/b or brefinance/b.quot; Ted Krager#39;s efforts to inform America#39;s b.../b/font/div/font/td/tr/table
mortgage refinance - Google News

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