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Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

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Wind Chimes and more... While 40% to 50% of us make New Year's resolutions... Read More Everyone needs to maintain their lives. What I mean by... Read More Debt levels are at an all time high in the... Read More One universal of humanity, no matter who you are or... Read More Of course, these don't have to be done in any... Read More I've been sharing the following idea with people for a... Read More 1. Don't focus on your finances.The reason most people get... Read More Six Scholarship judges were sitting around an oval table. Forms... Read More My personal opinion is that in today's new economy, it... Read More If you've developed a household budget to get your spending... Read More During the last twenty years, banks have offered a number... Read More Did you have a piggy bank when you were a... Read More Traditional checks probably won't disappear anytime soon, but processing checks... Read More Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More You've decided you want a bigger, better and more desirable... Read More People haven't always written checks to buy goods and services.... Read More Future financial success is not a guarantee that any one... Read More The British government at the beginning of this year officially... Read More What is it about being frugal, why do it at... Read More Just about everyone has a checking account. Checks present easy... Read More When people speak about the increasing age expectancies, they generally... Read More The Prudential has dubbed those who refuse to leave home... Read More How many drawers did you have to look through to... Read More If you have a 401(k) account, it can be very... Read More We have heard a lot about consumers' personal information getting... Read More
Windchimes
for great gifts!
A Fresh Start for Family Finances in 2005
Why You Should Seek Professional Help With Asset Management
Adverse Debt Levels Blight UK Consumers Personal Finances
Save Money on Groceries: Part I
Top 10+ Ways to Jumpstart your New Year?s Finances!
Do You Know What Tomorrow Will Bring?
Eight Ways To Sink Yourself Financially
Reduce College Debt with Scholarships
One Income Source Is Not Enough!
Developing a budget? Watch out for Those Budget-Bursting Gremlins
Debt Management ? Watch Out for Bank Fees!
A Quck Lesson in Saving Money
How Electronic Checks Work ? Will Paper Checks Eventually Go Away?
Budgeting Your Way to Financial Freedom
Avoiding A Nightmare On Renovation Street
The Origins of Check Writing
Five Secrets for Long-term Financial Success
UK Parents Inactivity Harming Their Children?s Future University and Mortgage Savings
Why Live Frugally
What?s New in Checking ? From Designs to Photos
Is There A Retirement Crisis?
Make or Break Your Retirement!
The Benefits of Banking Online
Should You Borrow From Your 401(k) Account?
Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?
Shopping for groceries is an inevitable fact of our ever... Read More
Recent security breaches at several credit card companies continue to... Read More
For most of us the process of getting out of... Read More
Car donations and used car donations are the way many... Read More
Your food budget is the most flexible area of your... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
If you were to ask 100 women "What would you... Read More
Address labels are many things to many different people. If... Read More
If You Have an Existing Account and 5 Minutes, You... Read More
Many people spend their little income haphazardly without any planning... Read More
If you are the normal consumer, then you've probably experienced... Read More
If you've been to a shopping mall lately, you've probably... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
Saving money is not easy and is made more difficult... Read More
There is a new bill that is being passes, it... Read More
With almost two thirds of university entrants from England and... Read More
We all know that money doesn't grow on trees, but... Read More
During the last twenty years, banks have offered a number... Read More
With a traditional Investment Retirement Account (IRA) you pay taxes... Read More
Have you ever thought about what you are going to... Read More
Do you struggle from week to week trying to make... Read More
Predatory lending exists in the mortgage industry. It's typically when... Read More
**If it's Spam, it's a Scam!- If it sounds too... Read More
I'm still amazed every time someone comes to me complaining... Read More
Everyone needs to maintain their lives. What I mean by... Read More
Personal Finance |