Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".

The girls on the other hand were greatly disappointed in the new methods of clothing acquisition. Freebies, thrift stores, yard sales, consignment shops, and clearance items weren't exactly their style.

I found that changing the way I approached them on the subject made things a little easier. For instance we don't buy "used" clothing. We buy "previously owned, unwanted, or gently worn" clothing.

I strongly believe that knowledge is power. And, if you want to save money on anything, you must do your research! Informed consumer = More Savings, that's my motto. It took some shopping around for me to locate the best clothing value for my money. I did eventually find the one place where I consistently find excellent values with a great variety of choices.

I find most of my clothing "treasures" at a thrift store about 15 miles from my home. It's well worth the drive considering the great values I come away with! My cost per item averages about $3. I rarely spend more than $5 and once in a great while I'll splurge on a $6.95 item (usually new with tags still intact and a super value compared to the original price)

The thrift store where I shop is owned and operated by the National Children's Center , a local organization that provides educational services, early intervention preschool, and child care to infants and young children with and without developmental delays.

You will find that many of your local thrift stores are non-profit and support worthy charities.

I get a terrific value on name brand clothes popular with my girls peers, (Old Navy, Zana di, Paris Blues, Angel, Lei, Guess, Levi, Bubblegum, Mudd, limited Too, Adidas). Well there's not much I haven't been lucky enough to find at this store.

As a bonus my purchase also supports a worthy cause. And let's not forget that recycling these "unwanted" clothes is environmentally friendly. Everybody wins with these kinds of purchases. These are important benefits that ease the embarrassment children sometimes experience when they shop at thrift stores.

If your children are informed of all these benefits, they have the power to explain why they shop at thrift stores, if it ever comes up, and it doesn't have be for financial reasons.

The wonderful part is, it will probably never come up in a conversation with their peers. My children have never had to explain themselves. Most items are of good quality and only gently used.

You would never know we are enjoying a frugal lifestyle with a wardrobe like this!

In fact, with their closest friends the girls freely brag about the terrific deals we get on clothing. Some of their friends are even envious because of the wide selection of popular brand name jeans the girls are fortunate to own.

They have come to the realization that five pairs of name brand jeans at the thrift store is a whole lot better than one at the department store price.

I have found many brand new items with tags still intact. No way for friends to know where these great clothes came from. They probably assume they shop at some expensive department store or specialty shop.

We actually have fun shopping at the thrift store now. I have even caught a hint of excitement in them from time to time. Maybe my excitement for saving money is rubbing off.

Not! I think it's just the fabulous clothes we find! I know the saving thing will kick in later. That's what counts, teaching them how to be financially independent in life.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Besides visiting your local thrift stores you should check out these other great resources for low cost clothing.

Clothing needs change so often for children. When you consider they grow so rapidly at certain stages in life, it just makes good sense to reduce cost on clothing.

Spending $30-$50 on one pair of jeans is just wasteful. They will only get a few months of wear before they grow out of them or decide they don't like them anymore!

Yard sales are great resource for anything you might need. It may be a little more time consuming to go this route, but the rewards can be great.

If you plan your yard sale trips correctly you can save a lot of time. As you become an experienced yard sale consumer, you will learn where yard sales are frequent in your area.

Combine this information with advertised yard sales in the local paper and on roadside signs and organize your trip to minimize your travel time.

You will sometimes find bags of clothes for a great "take all" price. Even if everything isn't usable you will usually get enough useful clothing to make the purchase a good value.

Make sure the clothes are in the right size range or are something they will grow into within a reasonable amount of time. If you have the time and purchasing items individually is an option, go through the bag. Purchase only what you know will be useful.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Consignment shops are rapidly becoming popular. Not only can you find some bargain purchases here they may be a valuable resource for you to turn your unwanted items into money. You let them do all the storing, selling, and paperwork, all you have to do is collect your money!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

I have a friend who sells all of her unwanted "designer" clothing on the E-Bay auction site. I have not ventured to purchase clothing on ebay myself as of yet, but have purchased many other items such as books, movies, and gifts.

Ebay is a great resource for new and pre-owned items, including clothing. Especially if you are geographically limited as far as shopping goes.

Of course there are other auction sites where you might find clothing.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

In conclusion your best defense against overspending is information.

In the end the best value for you is what works best for you. And, what's available to you in your area. Investigate all your options and determine where the best value is based on your own needs. Yes, I'm going to say it again! Sorry.

Informed Consumer = More Savings

Happy Saving!
Live Debt Free to Be Free. You Deserve It!

Cheryl Johnson mother of four helping herself and others become and remain debt free. Publisher of Simple Debt Free Living at http://www.simpledebtfreeliving.com - A self-help plan, ideas, and resources for debt mangement, household budget planning, frugal and debt free living, and home business ideas. Including money saving tips for groceries, clothing , bills, home decorating, and much more.

The week's top Personal Finance stories
MarketWatch - Jul 5, 2008
By MarketWatch In today's world, no one is guaranteed a secure retirement. But you can enjoy the comfortable, soul-satisfying retirement you envision. ...

"Of Mutual Interest"-Christine Benz, Director of Personal Finance ...
Nightly Business Report, FL - Jul 4, 2008
OF PERSONAL FINANCE, MORINNGSTAR: Paul, it's nice to be here, thank you. KANGAS: First let's look at which fund sectors did the best between April and June ...

California Check Cashing Stores and NetSpend Offer Personal ...
FOXBusiness - Jul 2, 2008
"I didn't realize how much high school seniors think about personal finance until I started giving these presentations," said Allyson Holmes, ...

Future of private wealth management bright in Nigeria - Rado
Vanguard, Nigeria - 4 hours ago
There were many people from the banks that are looking to develop personal finance. They are looking to develop wealth management. Definitely, the demand is ...

MarketWatch
More Personal Finance Daily stories
MarketWatch - Jul 2, 2008
"But there also are reasons to stay put, even if your ARM is guaranteed to jump. If you don't plan on staying in your house more than a few years (yes, ...

Personal finance chat with Jason Lilly
Boston Globe, United States - Jul 1, 2008
Jason_Lilly: Welcome to today's personal finance chat, I'm Jason Lilly, CFA, CFP, a Portfolio Manager with Rockland Trust, and I'll be your host for today's ...

MarketWatch
More Personal Finance Daily stories
MarketWatch - Jul 1, 2008
I know some people don't like this political slogan, but ... 'it's the economy stupid!' Objectively, what have Bush and the Republicans brought us? ...

Training teachers in finance
Baltimore Sun, United States - Jul 2, 2008
The organization works to improve economic and personal finance understanding among Maryland students. Hewitt works closely with curriculum supervisors in ...

Top Personal Finance Stories for 2008
istockAnalyst.com, OR - Jul 3, 2008
... the year behind us, it is an opportune time to review the past six months and to look ahead to the rest of the year in the world of personal finance. ...

Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - Jul 3, 2008
BY DONALD JAY KORN If you're a recent college graduate, repaying your variable-rate student loans is about to become less expensive. ...

Wind Chimes and more...

Windchimes for great gifts!

Car Donations and Used Car Donations