The Origins of Check Writing

People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?

In ancient times the most popular form of money exchange was the trade. However, some point along the long line of history people started realizing they had a surplus of goods that was best stored somewhere other than their home.

During the sixteenth century Amsterdam became a key global trading and shipping outlet. Within this area, many people started amassing cash. Rather than stashing this cash at home, some people had the brilliant idea of depositing their money with safe keepers or cashiers for a fee.

Keeping their money in a central location allowed tradespeople to start writing notes to pay off debts owed to other people. Thus emerged the idea of writing checks.

Where Did The Word Check Come From?

The word "check" did not emerge until later in the 1800s. At this point in time cashiers started placing numbers on each of the notes depositors wrote so they could better track notes coming into and out of the station. Eventually a system was born and the idea of writing checks and storing money in a "bank" caught on en' masse.

Checking Today

Today checking is as commonplace as going out to eat. Most people have at least one checking account, and many have more than one. It is not uncommon for business owners to work with several bankers and checking accounts.

Check writing is no longer a primitive process that involves handwriting notes on random pieces of paper. Checking and check writing is almost a rite of passage. It suggests that you have money (in theory anyway) or a means to make your way in the world.

Types of Checks Available Today

Now that you are familiar with the origins of check writing, you probably came here in search of some quality information about checks and checking. Today you have more choices than ever for checking. You can pay bills on traditional and boring bank checks, or you can buy checks that match your personality.

The possibilities are endless in checking today. You can buy pastel checks, checkered checks, animal checks, cartoon checks and more. Foil embossing and intricate designs are another popular choice among consumers, and provide the added advantage of extra security.

Some people are gung ho about top stub checks whereas others prefer side tear checks. You may find yourself shopping for cheap checks, whether cheap personal checks or business checks. Still others need something to match software programs and produce large quantities of checks that tie into their financials. That's where Deluxe? checks and other specialized checks come in handy.

Specialized Check Writing

If you own your own business you probably need checks that are compatible with your software programs. Among the more common in this category include:

  • Deluxe? Checks
  • Quickbooks? Checks
  • Quicken? Checks

Deluxe? checks is actually the name of a company that prints checks. These checks are popular all over the globe. They provide added security features such as micro printing a security screen to prevent copying and even chemically sensitive paper. This paper appears altered if someone tries to alter the original check.

Quickbooks? checks and Quicken? checks are equally useful for business owners looking for checks that streamline with their accounting software. These specialized checks make processing payroll a cinch. Most come in top stub styles compatible with most computer programs though you can also buy side tear versions to keep with you while on the go.

Of the two, Quickbooks? checks are the most popular, providing personalization choices and matching check envelopes and stationery. However, Quicken? checks are just as useful for individuals owning this software program.

No matter what your personality, business or personal pleasure, fortunately you have a wealth of choices when it comes to check writing. Be sure you explore all your choices, before buying. Even better, try out a few different styles to see which match your personal preferences. We've come a long way from ancient Rome, where merchants and customers probably longed for the personalized check conveniences available today.

About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, top stub checks, and ordering personal checks online.

In The News:


The week's top Personal Finance stories
MarketWatch - Sep 6, 2008
By MarketWatch In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of Sept. 1-5: As investors, they fly solo ...

Personal Finance: Ask bank questions when depositing foreign currency
Sacramento Bee,  USA - 20 hours ago
(For a handy conversion calculator, go to www.finance. yahoo.com/currency.) Because fees vary, the California Bankers Association recommends getting at ...

Compound Interest - Personal Finance Fundamentals
SavingAdvice.com, WA - 20 hours ago
At this point, my dad taught me a simple formula in finance known as The Rule of 72. This formula is used to determine how long it will take for an ...

Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - Sep 5, 2008
BY DONALD JAY KORN In the past year, the credit crunch has spread from mortgages to student loans and other types of debt. Home equity lines of credit have ...

More Personal Finance Daily stories
MarketWatch - Sep 3, 2008
Gee, you mean I shouldn't treat unrealized profits as actual profits, thereby exacting real moentary value from an asset that has yet to transfer? ...

Personal finance chat with Dan Galli
Boston Globe, United States - Sep 2, 2008
Personal finance is challenging enough. Dan_Galli: Well, we have come to the end of another quick hour. I sincerely appreciated the opportunity to talk with ...

The Beauty in Women's Wealth
American Chronicle, CA - 4 hours ago
This authentic woman has written five New York Times best sellers; has produced five PBS Specials; writes for "O" magazine, Yahoo and Personal Finance. ...

7 Deadly Sins of Personal Finance
SavingAdvice.com, WA - Sep 4, 2008
The following list in reverse order details 7 deadly sins of personal finance illustrated with personal examples. These transgressions delay or possibly ...

The week's top Personal Finance stories
MarketWatch - Aug 30, 2008
By MarketWatch In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of Aug. 25-29: Someday, we may be getting ...

Keeping up with the (Dow) Jones
Winnipeg Free Press, Canada - 14 hours ago
Yahoo Finance: A mega-site offering fund and stock pricing, financial news, mortgage rates, personal finance, insurance quotes and company annual reports. ...
personal finance - Google News

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image... Read More

Your Dry Cleaner?s Double Standard

Women are charged more for dry cleaning services. Don't fume,... Read More

First Checking Account ? When is it Time?

We all know that money doesn't grow on trees, but... Read More

Budgeting Tips to Save Real Money

Sticking to a budget can be difficult, but with so... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me.... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

5 Steps to Healthy Spending Habits

Next to our physical health most of us are primarily... Read More

Do You Really Need the Power of Money Management Software?

I have been a loyal user of Quicken(R) for more... Read More

Vacations Made Easy: Buying a Florida Investment Property

Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More

I Want to Buy a Home - Now What?

If you were to ask 100 women "What would you... Read More

Planning Your Financial Future

Millions of people give a lot of thought to financial... Read More

Financial Security

1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More

One Income Source Is Not Enough!

My personal opinion is that in today's new economy, it... Read More

Is There A Retirement Crisis?

When people speak about the increasing age expectancies, they generally... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is... Read More

Save Money Off Your Home Utility Bills

Many don't realize that our basic utility bills provide the... Read More

Take Control and Master Your Kitchen

Those who keep a watchful eye on where their money... Read More

Identity Theft ? More Tips on How it Can Be Avoided

Recent security breaches at several credit card companies continue to... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a... Read More

What?s New in Checking ? From Designs to Photos

Just about everyone has a checking account. Checks present easy... Read More

If All Things Are Possible, Why Cant I Balance My Checkbook?

For me, the most terrible time of each month is... Read More

Banks Are More Than Just A Place To Park Your Money

If you've been to a shopping mall lately, you've probably... Read More

What is ChexSystems?

Commonly referred to as the first of the three major... Read More

How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go!

Despite how easy it is to balance a checkbook, very... Read More

A Quck Lesson in Saving Money

Did you have a piggy bank when you were a... Read More